Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 901,317	$ 1,078,301
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	491,214	468,626
Provision for loan losses	200,000	200,000
Net gain on sale of available-for-sale securities	0	(314,395)
Net amortization of securities	673,161	208,011
Net loss on disposal of premises and equipment	0	52
Net loss on write-down/sale of foreclosed assets	126,453	256,584
Income from bank owned life insurance	(215,307)	(223,680)
Stock compensation expense	0	27,837
Deferred tax benefit	(2,704)	0
(Increase) decrease in other assets	(102,827)	48,619
Increase in other liabilities	593,210	739,879
Net cash provided by operating activities	2,664,517	2,489,834
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(7,164,550)	(68,215,929)
Proceeds from sales of restricted securities	183,800	0
Proceeds from maturities and calls of securities	10,651,658	15,088,270
Proceeds from sales of available-for-sale securities	1,035,000	20,609,131
Decrease in loans made to customers	12,818,201	29,587,544
Proceeds from sales of foreclosed assets	898,947	1,694,276
Purchases of premises and equipment	(2,021,974)	(377,520)
Net cash provided by (used in) investing activities	16,401,082	(1,614,228)
CASH FLOWS FROM FINANCING ACTIVITIES
Increase in noninterest-bearing deposits	122,038	2,343,969
Increase in savings deposits	4,710,767	9,487,471
Increase (decrease) in time deposits	(11,408,046)	4,150,765
Increase (decrease) in federal funds purchased, repurchase agreements and other borrowings	(9,604,715)	3,253,126
Cash dividends paid on common stock	(247,950)	(247,951)
Net cash provided by (used in) financing activities	(16,427,906)	18,987,380
Net increase in cash and cash equivalents	2,637,693	19,862,986
Cash and cash equivalents at beginning of period	42,317,246	24,854,656
Cash and cash equivalents at end of period	44,954,939	44,717,642
Cash payments for:
Interest	1,293,520	1,517,249
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized loss on securities available-for-sale	(2,615,979)	(1,143,371)
Loans transferred to foreclosed assets	$ 538,951	$ 0