Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and Dividend Income:
Interest and fees on loans	$ 6,007,693	$ 7,068,777
Interest on due from banks	14,025	16,272
Interest on federal funds sold	460	303
Interest on securities:
Taxable	1,324,050	1,221,486
Tax-exempt	264,593	93,977
Dividends and interest on all other securities	18,095	21,377
Total interest and dividend income	7,628,916	8,422,192
Interest Expense:
Interest on savings deposits	87,186	94,055
Interest on time deposits	862,026	975,429
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	3,432	16,396
Interest on Federal Home Loan Bank advances	301,875	425,046
Total interest expense	1,254,519	1,510,926
Net interest income	6,374,397	6,911,266
Provision for loan losses	200,000	200,000
Net interest income, after provision for loan losses	6,174,397	6,711,266
Noninterest Income:
Income from fiduciary activities	899,805	826,646
Service charges on deposit accounts	996,600	1,030,305
Other service charges, commissions and fees	858,971	797,029
Income from bank-owned life insurance	215,307	223,680
Gain on sale of available-for-sale securities, net	0	314,395
Other operating income	142,586	75,830
Total noninterest income	3,113,269	3,267,885
Noninterest Expense:
Salaries and employee benefits	4,920,926	4,960,277
Occupancy and equipment	1,112,199	1,093,753
Data processing	421,576	382,527
FDIC insurance	183,061	280,838
Customer development	206,106	203,896
Legal and audit expense	111,124	183,930
Other outside service fees	96,378	152,386
Employee professional development	131,414	142,341
Postage and courier expense	122,865	124,327
Advertising	123,050	145,018
Stationery and supplies	120,309	104,535
Loss on write-down/sale of foreclosed assets	126,453	256,584
Other operating expense	550,341	519,026
Total noninterest expense	8,225,802	8,549,438
Income before income taxes	1,061,864	1,429,713
Income tax expense	160,547	351,412
Net income	$ 901,317	$ 1,078,301
Basic Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.18	$ 0.22
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.18	$ 0.22