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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Interest and Dividend Income:    
Interest and fees on loans $ 26,503 $ 32,105
Interest on due from banks 56 22
Interest on federal funds sold 2 21
Interest on securities:    
Taxable 5,238 3,884
Tax-exempt 681 157
Dividends and interest on all other securities 100 62
Total interest and dividend income 32,580 36,251
Interest Expense:    
Interest on savings deposits 382 408
Interest on time deposits 3,851 4,496
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings 45 106
Interest on Federal Home Loan Bank advances 1,496 1,705
Total interest expense 5,774 6,715
Net interest income 26,806 29,536
Provision for loan losses 2,400 3,700
Net interest income, after provision for loan losses 24,406 25,836
Noninterest Income:    
Income from fiduciary activities 3,214 3,002
Service charges on deposit accounts 4,239 4,256
Other service charges, commissions and fees 3,348 3,003
Income from bank owned-life insurance 1,339 823
Gain on sale of available-for-sale securities, net 2,313 787
Other operating income 506 325
Total noninterest income 14,959 12,196
Noninterest Expense:    
Salaries and employee benefits 20,340 19,139
Occupancy and equipment 4,373 4,292
Data processing 1,630 1,386
FDIC insurance 1,044 1,222
Loss on write-down/sale of foreclosed assets 777 1,413
Customer development 758 908
Legal and audit expense 725 696
Employee professional development 600 579
Other outside service fees 574 612
Postage and courier expense 480 488
Foreclosed assets expense 408 505
Other operating expense 2,474 2,439
Total noninterest expense 34,183 33,679
Income before income taxes 5,182 4,353
Income tax expense 995 1,063
Net income $ 4,187 $ 3,290
Basic Earnings per Share:    
Average shares outstanding (in shares) 4,959,009 4,952,313
Net income per share of common stock (in dollars per share) $ 0.84 $ 0.66
Diluted Earnings per Share:    
Average shares outstanding (in shares) 4,959,009 4,952,313
Net income per share of common stock (in dollars per share) $ 0.84 $ 0.66