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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 15,982 $ 9,523
Interest-bearing due from banks 24,732 13,978
Federal funds sold 1,603 1,354
Cash and cash equivalents 42,317 24,855
Securities available-for-sale, at fair value 329,456 236,599
Securities held-to-maturity (fair value approximates $574 and $1,526) 570 1,515
Restricted securities 2,562 3,451
Loans, net of allowance for loan losses of $7,324 and $8,498 463,809 511,829
Premises and equipment, net 32,528 30,264
Bank-owned life insurance 21,824 21,593
Foreclosed assets, net of valuation allowance of $1,870 and $1,851 6,574 9,390
Other assets 7,859 10,008
Total Assets 907,499 849,504
Deposits:    
Noninterest-bearing deposits 176,740 163,639
Savings deposits 268,253 232,348
Time deposits 308,823 294,892
Total deposits 753,816 690,879
Overnight repurchase agreements 35,946 35,001
Term repurchase agreements 1,280 1,480
Federal Home Loan Bank advances 25,000 35,000
Accrued expenses and other liabilities 2,157 1,279
Total liabilities 818,199 763,639
Commitments and contingencies      
Stockholders' equity:    
Common stock, $5 par value, 10,000,000 shares authorized; 4,959,009 and 4,959,009 shares issued and outstanding 24,795 24,795
Additional paid-in capital 16,392 16,310
Retained earnings 48,305 45,109
Accumulated other comprehensive loss, net (192) (349)
Total stockholders' equity 89,300 85,865
Total liabilities and stockholders' equity $ 907,499 $ 849,504