Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest and Dividend Income:
Interest and fees on loans	$ 6,494,629	$ 7,923,224	$ 20,313,095	$ 24,516,542
Interest on due from banks	16,871	2,772	43,151	4,070
Interest on federal funds sold	401	6,855	1,164	21,011
Interest on securities:
Taxable	1,229,204	1,010,473	3,830,104	2,809,242
Tax-exempt	201,758	31,843	443,967	109,250
Dividends and interest on all other securities	15,364	16,756	60,556	48,852
Total interest and dividend income	7,958,227	8,991,923	24,692,037	27,508,967
Interest Expense:
Interest on savings deposits	95,052	101,393	283,291	309,742
Interest on time deposits	975,014	1,070,753	2,914,970	3,480,563
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	6,479	17,170	37,524	87,859
Interest on Federal Home Loan Bank advances	337,550	429,717	1,187,642	1,275,138
Total interest expense	1,414,095	1,619,033	4,423,427	5,153,302
Net interest income	6,544,132	7,372,890	20,268,610	22,355,665
Provision for loan losses	750,000	600,000	1,950,000	2,900,000
Net interest income, after provision for loan losses	5,794,132	6,772,890	18,318,610	19,455,665
Noninterest Income:
Income from fiduciary activities	776,615	713,946	2,396,266	2,244,842
Service charges on deposit accounts	1,050,152	1,090,057	3,153,461	3,156,810
Other service charges, commissions and fees	853,989	726,866	2,531,050	2,285,238
Income from bank-owned life insurance	693,745	207,984	1,142,626	612,900
Gain on sale of available-for-sale securities, net	619,936	386,091	1,703,805	437,046
Other operating income	111,195	75,802	327,157	218,874
Total noninterest income	4,105,632	3,200,746	11,254,365	8,955,710
Noninterest Expense:
Salaries and employee benefits	5,259,880	4,834,750	15,440,042	14,360,119
Occupancy and equipment	1,110,635	1,090,300	3,273,568	3,226,185
Data processing	448,854	358,774	1,222,757	1,025,173
FDIC insurance	284,042	271,462	851,194	942,941
Customer development	189,037	223,733	595,925	663,203
Legal and audit expense	174,672	176,161	582,784	539,188
Other outside service fees	135,881	163,336	429,248	464,174
Advertising	138,733	131,340	430,345	417,874
Employee professional development	125,844	136,185	455,828	448,392
Postage and courier expense	118,179	123,365	361,490	366,649
Foreclosed assets expense	143,807	151,399	311,172	399,269
Loss on write-down/sale of foreclosed assets	99,960	368,213	736,594	825,763
Other operating expense	522,706	509,492	1,557,371	1,525,371
Total noninterest expense	8,752,230	8,538,510	26,248,318	25,204,301
Income before income taxes	1,147,534	1,435,126	3,324,657	3,207,074
Income tax expense	73,346	391,847	533,961	783,841
Net income	$ 1,074,188	$ 1,043,279	$ 2,790,696	$ 2,423,233
Basic Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,957,623	4,959,009	4,950,056
Net income per share of common stock (in dollars per share)	$ 0.22	$ 0.21	$ 0.56	$ 0.49
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,957,623	4,959,009	4,950,056
Net income per share of common stock (in dollars per share)	$ 0.22	$ 0.21	$ 0.56	$ 0.49