Consolidated Statements of Cash Flows (unaudited) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,716,508	$ 1,379,954
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	938,719	918,871
Provision for loan losses	1,200,000	2,300,000
Net gain on sale of available-for-sale securities	(1,083,869)	(50,955)
Net amortization of securities	572,773	116,601
Net (gain) loss on disposal of premises and equipment	52	(1,750)
Net loss on write-down/sale of foreclosed assets	636,634	457,550
Income from bank owned life insurance	(448,881)	(404,916)
Stock compensation expense	55,330	55,087
Deferred tax expense	20,688	175,725
Decrease in other assets	1,379,570	65,965
Increase in other liabilities	534,406	243,929
Net cash provided by operating activities	5,521,930	5,256,061
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(186,286,377)	(44,356,861)
Purchases of held-to-maturity securities	0	(1,700,000)
Proceeds from sales of restricted securities	341,200	429,300
Proceeds from maturities and calls of securities	37,873,835	36,906,936
Proceeds from sales of available-for-sale securities	91,005,155	23,658,000
Decrease in loans made to customers	41,245,918	41,934,009
Proceeds from sales of foreclosed assets	2,170,889	724,220
Purchases of premises and equipment	(1,028,992)	(1,273,961)
Net cash provided by (used in) investing activities	(14,678,372)	56,321,643
CASH FLOWS FROM FINANCING ACTIVITIES
Increase in noninterest-bearing deposits	9,939,550	23,422,875
Increase (decrease) in savings deposits	11,483,949	(851,882)
Increase (decrease) in time deposits	11,873,082	(21,341,725)
Decrease in federal funds purchased, repurchase agreements and other borrowings	(12,541,091)	(59,021,778)
Proceeds from exercise of stock options	0	235,805
Cash dividends paid on common stock	(495,901)	(494,613)
Net cash provided by (used in) financing activities	20,259,589	(58,051,318)
Net increase in cash and cash equivalents	11,103,147	3,526,386
Cash and cash equivalents at beginning of period	24,854,656	28,431,149
Cash and cash equivalents at end of period	35,957,803	31,957,535
Cash payments for:
Interest	3,021,805	3,706,361
Income tax	600,000	0
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized gain on securities available-for-sale	377,890	2,965,323
Loans transferred to foreclosed assets	$ 564,480	$ 1,540,310