Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest and Dividend Income:
Interest and fees on loans	$ 6,749,689	$ 8,190,911	$ 13,818,466	$ 16,593,318
Interest on due from banks	10,008	798	26,280	1,298
Interest on federal funds sold	460	5,911	763	14,156
Interest on securities:
Taxable	1,379,414	896,051	2,600,900	1,798,769
Tax-exempt	148,232	38,073	242,209	77,407
Dividends and interest on all other securities	23,815	20,385	45,192	32,096
Total interest and dividend income	8,311,618	9,152,129	16,733,810	18,517,044
Interest Expense:
Interest on savings deposits	94,184	103,162	188,239	208,349
Interest on time deposits	964,527	1,143,845	1,939,956	2,409,810
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	14,649	17,577	31,045	70,689
Interest on Federal Home Loan Bank advances	425,046	425,046	850,092	845,421
Total interest expense	1,498,406	1,689,630	3,009,332	3,534,269
Net interest income	6,813,212	7,462,499	13,724,478	14,982,775
Provision for loan losses	1,000,000	500,000	1,200,000	2,300,000
Net interest income, after provision for loan losses	5,813,212	6,962,499	12,524,478	12,682,775
Noninterest Income:
Income from fiduciary activities	793,005	759,924	1,619,651	1,530,896
Service charges on deposit accounts	1,073,004	1,055,175	2,103,309	2,066,753
Other service charges, commissions and fees	880,032	820,528	1,677,061	1,558,372
Income from bank-owned life insurance	225,201	203,196	448,881	404,916
Gain on sale of available-for-sale securities, net	769,474	50,955	1,083,869	50,955
Other operating income	140,132	59,944	215,962	143,072
Total noninterest income	3,880,848	2,949,722	7,148,733	5,754,964
Noninterest Expense:
Salaries and employee benefits	5,219,885	4,895,566	10,180,162	9,525,369
Occupancy and equipment	1,069,180	1,050,379	2,162,933	2,135,885
Data processing	391,376	338,796	773,903	666,399
FDIC insurance	286,314	266,297	567,152	671,479
Customer development	202,992	217,834	406,888	439,470
Legal and audit expense	224,182	219,628	408,112	363,027
Other outside service fees	140,981	157,122	293,367	300,838
Advertising	146,594	142,375	291,612	286,534
Employee professional development	187,643	178,896	329,984	312,207
Postage and courier expense	118,984	119,979	243,311	243,284
Foreclosed assets expense	96,312	117,348	167,365	247,870
Net loss on write-down/sale of foreclosed assets	380,050	268,595	636,634	457,550
Other operating expense	482,157	525,907	1,034,665	1,015,879
Total noninterest expense	8,946,650	8,498,722	17,496,088	16,665,791
Income before income taxes	747,410	1,413,499	2,177,123	1,771,948
Income tax expense	109,203	378,238	460,615	391,994
Net income	$ 638,207	$ 1,035,261	$ 1,716,508	$ 1,379,954
Basic Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,954,970	4,959,009	4,946,210
Net income per share of common stock (in dollars per share)	$ 0.13	$ 0.21	$ 0.35	$ 0.28
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,954,970	4,959,009	4,946,210
Net income per share of common stock (in dollars per share)	$ 0.13	$ 0.21	$ 0.35	$ 0.28