Loans and the Allowance for Loan Losses (Details) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	$ 476,490,000	$ 520,327,000
Less: Allowance for loan losses	(7,670,969)	(8,497,731)
Loans, net of allowance for loan losses	468,818,610	511,829,008
Bank Overdrafts	751,000	583,000
Residential, 1-4 Family [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	77,533,000	77,588,000
Commercial [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	272,968,000	288,108,000
Real Estate - Construction [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	13,957,000	19,981,000
Real Estate - Second Mortgages [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	15,571,000	16,044,000
Equity Line of Credit [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	33,520,000	34,220,000
Consumer Loan [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	14,878,000	17,041,000
Commercial Loan [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	29,665,000	35,015,000
Other Loans [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	18,398,000	32,330,000
Total Mortgage Loans on Real Estate [Member]
Summary of loan receivables portfolio [Abstract]
Loan receivables, gross carrying amount	$ 413,549,000	$ 435,941,000

Carrying value as of the balance sheet date of payments made in excess of existing cash balances, which will be honored by the bank but reflected as a loan to the entity. Overdrafts generally have a very short time frame for correction or repayment and are therefore more similar to short-term bank financing than trade financing.

+ References+ Details

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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