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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 3,290 $ 1,547 $ 1,682
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation and amortization 1,816 1,938 1,854
Provision for loan losses 3,700 8,800 6,875
Net gain on sale of available-for-sale securities (787) (541) (290)
Net amortization of securities 285 66 140
Net loss on disposal of premises and equipment 0 3 4
Loss on write-down/sale of foreclosed assets 1,413 1,442 680
Income from bank owned life insurance (823) (972) (956)
Stock compensation expense 110 114 111
Deferred tax (benefit) expense 2,094 (2,428) (453)
Increase in other assets (1,756) (6,491) (12,183)
Increase (decrease) in other liabilities 50 (645) (386)
Net cash provided by (used in) operating activities 9,392 2,833 (2,922)
CASH FLOWS FROM INVESTING ACTIVITIES      
Purchases of available-for-sale securities (251,239) (251,096) (244,960)
Purchases of held-to-maturity securities (2,000) (2,270) (2,700)
Proceeds from sales (cash used in purchases) of restricted securities 869 495 (24)
Proceeds from maturities and calls of securities 132,670 128,354 127,875
Proceeds from sales of available-for-sale securities 94,716 91,978 43,032
(Increase) decrease in loans made to customers 57,862 45,187 (3,207)
Proceeds from sales of foreclosed assets 2,376 1,703 4,400
Purchases of bank owned life insurance (2,750) (940) (2,000)
Purchases of premises and equipment (2,464) (1,159) (5,112)
Net cash provided by (used in) investing activities 30,040 12,252 (82,696)
CASH FLOWS FROM FINANCING ACTIVITIES      
Increase (decrease) in noninterest-bearing deposits 34,431 17,571 (12,118)
Increase in savings deposits 7,138 19,562 18,543
Increase (decrease) in time deposits (29,904) (20,421) 9,553
Increase (decrease) in federal funds purchased, repurchase agreements and other borrowings (53,966) (19,991) 77,156
Decrease in Federal Home Loan Bank advances 0 (30,000) (5,000)
Proceeds from exercise of stock options 284 246 138
Repurchase and retirement of common stock 0 (41) (36)
Tax benefit from disqualified stock options 0 16 0
Cash dividends paid on common stock (991) (1,232) (2,307)
Net cash provided by (used in) financing activities (43,008) (34,290) 85,929
Net increase (decrease) in cash and cash equivalents (3,576) (19,205) 311
Cash and cash equivalents at beginning of period 28,431 47,636 47,325
Cash and cash equivalents at end of period 24,855 28,431 47,636
Cash payments for:      
Interest 6,963 10,607 14,651
Income tax 0 2,850 650
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS      
Unrealized gain (loss) on investment securities 3,715 (1,452) (971)
Loans transferred to foreclosed assets 2,741 5,968 10,044
Change in pension liability $ (352) $ (529) $ (359)