Consolidated Statements of Cash Flows (unaudited) (USD $)	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,379,954	$ 62,469
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	918,871	992,608
Provision for loan losses	2,300,000	6,000,000
Net gain on sale of available-for-sale securities	(50,955)	(76)
Net amortization of securities	116,601	7,208
Net gain on disposal of premises and equipment	(1,750)	(3,773)
Net (gain) loss on write-down/sale of foreclosed assets	457,550	(51,047)
Income from bank owned life insurance	(404,916)	(599,323)
Stock compensation expense	55,087	56,908
Deferred tax (benefit) expense	175,725	(1,368,017)
(Increase) decrease in other assets	65,965	(2,380,833)
Increase (decrease) in other liabilities	243,929	(157,150)
Net cash provided by operating activities	5,256,061	2,558,974
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(44,356,861)	(94,172,153)
Purchases of held-to-maturity securities	(1,700,000)	(1,200,000)
Proceeds from maturities and calls of securities	36,906,936	76,290,349
Proceeds from sales of available-for-sale securities	23,658,000	7,584,000
Proceeds from sales of restricted securities	429,300	0
Decrease in loans made to customers	41,934,009	8,689,118
Proceeds from sales of foreclosed assets	724,220	1,001,547
Purchases of bank owned life insurance	0	(940,000)
Purchases of premises and equipment	(1,273,961)	(472,159)
Net cash provided by (used in) investing activities	56,321,643	(3,219,298)
CASH FLOWS FROM FINANCING ACTIVITIES
Increase in noninterest-bearing deposits	23,422,875	9,959,624
Increase (decrease) in savings deposits	(851,882)	9,209,791
Increase (decrease) in time deposits	(21,341,725)	5,016,388
Decrease in federal funds purchased, repurchase agreements and other borrowings	(59,021,778)	(3,467,777)
Decrease in Federal Home Loan Bank advances	0	(30,000,000)
Proceeds from exercise of stock options	235,805	103,601
Tax benefit from disqualification of stock options	0	10,503
Cash dividends paid on common stock	(494,613)	(738,512)
Net cash used in financing activities	(58,051,318)	(9,906,382)
Net increase (decrease) in cash and cash equivalents	3,526,386	(10,566,706)
Cash and cash equivalents at beginning of period	28,431,149	47,635,998
Cash and cash equivalents at end of period	31,957,535	37,069,292
Cash payments for:
Interest	3,706,361	5,893,247
Income tax	0	950,000
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized gain on investment securities	2,965,323	1,350,249
Loans transferred to foreclosed assets	$ 1,540.310	$ 3,210,600