Power of Attorney


I, Stephen C. Adams, do hereby constitute and appoint
Elizabeth T. Beale,and Sherry W. Banks, my true and lawful
attorneys-in-fact, any of whom acting singly is hereby authorized, for me
and in my name and on my behalf as a director, officer and/or shareholder
of Old Point Financial Corporation, to (i) prepare, execute in my name and
on my behalf, and submit to the U.S. Securities and Exchange Commission
(the SEC) a Form ID, including any necessary amendments thereto, and any
other documents necessary or appropriate to obtain codes and passwords
enabling me to make electronic filings with the SEC of reports required by
Section 16(a) of the Securities Exchange Act of 1934 or any rule or
regulation of the SEC in respect thereof; and (ii) prepare, execute and file
any and all forms, instruments or documents, including any necessary
amendments thereto, as such attorneys or attorney deems necessary or
advisable to enable me to comply with Section 16 of the Securities
Exchange Act of 1934 or any rule or regulation of the SEC in respect
thereof.

I do hereby ratify and confirm all acts my said attorney shall do or cause to
be done by virtue hereof.

I acknowledge that the foregoing attorneys-in-fact, serving in such capacity
at my request, are not assuming, nor is Old Point Financial Corporation
assuming, any of my responsibilities to comply with Section 16 of the
Securities Exchange Act of 1934.

This power of attorney shall remain in full force and effect until it is
revoked by the undersigned in a signed writing delivered to each such
attorney-in-fact or the undersigned is no longer required to comply with
Section 16, whichever occurs first.

WITNESS the execution hereof this 21st day of January, 2020.




__________________________________
/s/Stephen C. Adams





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