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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 2,860 $ 2,902
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,081 2,034
Provision for loan losses 2,925 1,300
Available-for-sale Securities, Gross Realized Gain (Loss) (89) (522)
Net amortization of securities 1,727 1,595
Increase (Decrease) in Mortgage Loans Held-for-sale (981) 0
Net (gain) loss on disposal of premises and equipment 4 (3)
Gains (Losses) on Sales of Other Real Estate (18) 153
Income from bank owned life insurance (595) (647)
Deferred tax (benefit) expense (171) (256)
Share-based Compensation, Total 9 0
Increase in other assets (552) (942)
Increase (decrease) in other liabilities (244) 363
Net cash provided by (used in) operating activities 6,956 5,977
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (25,220) (104,082)
Proceeds from redemption (cash used in purchases) of restricted securities (1,920) 196
Proceeds from maturities and calls of available-for-sale securities 46,625 42,330
Proceeds from sale of available-for-sale securities 7,030 106,761
Paydowns on available-for-sale securities 7,484 8,734
Purchases of government-guaranteed student loans (7,275) 0
Net increase in all other loans (including repayments on student loans) (92,058) (26,703)
Proceeds from sales of other real estate owned 1,084 1,625
Foreclosed Assets Other Additions 0 (52)
Purchases of premises and equipment (510) (710)
Net cash used in investing activities (64,760) 28,099
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase in noninterest-bearing deposits (5,199) 10,930
Increase in savings deposits 202 3,818
Increase (decrease) in time deposits 2,940 3,278
Decrease in federal funds purchased, repurchase agreements and other borrowings, net 5,181 (7,711)
Proceeds from Federal Home Loan Bank Borrowings 120,000 55,000
Repayments of Federal Home Loan Bank Borrowings (75,000) (60,000)
Proceeds from exercise of stock options and ESPP issuance 1,039 0
Repurchase of stock due to stock option exercises (132) 0
Cash dividends paid on common stock (1,646) (1,488)
Net cash provided by financing activities 47,385 3,827
Net increase (decrease) in cash and cash equivalents (10,419) 37,903
Cash and cash equivalents at beginning of period 25,854 36,990
Cash and cash equivalents at end of period 15,435 74,893
Cash payments for:    
Interest 2,029 1,948
Income tax 750 0
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS    
Unrealized loss on securities available-for-sale 2,305 2,844
Former bank building transferred from fixed assets to other real estate owned 0 127
Transfer from Investments $ 0 $ 0