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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 2,103 $ 1,573
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,394 1,349
Provision for loan losses 1,650 1,400
Available-for-sale Securities, Gross Realized Gain (Loss) (87) (515)
Net amortization of securities 1,178 1,060
Increase (Decrease) in Mortgage Loans Held-for-sale (1,600) 0
Net (gain) loss on disposal of premises and equipment 4 (3)
Expenses of other real estate owned and repossessed assets (18) 108
Income from bank owned life insurance (397) (432)
Deferred tax (benefit) expense (352) 122
Increase in other assets 335 (1,459)
Increase (decrease) in other liabilities (560) (316)
Net cash provided by (used in) operating activities 3,650 2,887
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (22,899) (83,098)
Proceeds from redemption (cash used in purchases) of restricted securities (2,132) (866)
Proceeds from maturities and calls of available-for-sale securities 44,555 41,765
Proceeds from sale of available-for-sale securities 6,480 61,680
Paydowns on available-for-sale securities 4,770 5,899
Purchases of government-guaranteed student loans (7,623) 0
Net increase in all other loans (including repayments on student loans) (69,469) (30,889)
Proceeds from sales of other real estate owned 1,084 924
Foreclosed Assets Other Additions 0 (52)
Purchases of premises and equipment (444) (476)
Net cash used in investing activities (45,678) (5,113)
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase in noninterest-bearing deposits (3,856) (8,276)
Increase in savings deposits 3,771 (9,438)
Increase (decrease) in time deposits (7,237) (1,756)
Decrease in federal funds purchased, repurchase agreements and other borrowings, net 4,517 (2,086)
Proceeds from Federal Home Loan Bank Borrowings 80,000 55,000
Repayments of Federal Home Loan Bank Borrowings (30,000) (35,000)
Proceeds from exercise of stock options and ESPP issuance 544 0
Repurchase of stock due to stock option exercises (98) 0
Cash dividends paid on common stock (1,095) (992)
Net cash provided by financing activities 46,546 (2,548)
Net increase (decrease) in cash and cash equivalents 4,518 (4,774)
Cash and cash equivalents at beginning of period 25,854 36,990
Cash and cash equivalents at end of period 30,372 32,216
Cash payments for:    
Interest 1,236 1,322
Income tax 750 0
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS    
Unrealized loss on securities available-for-sale 2,218 3,297
Former bank building transferred from fixed assets to other real estate owned 0 127
Transfer from Investments $ 0 $ 24,483