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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 942 $ 1,021
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 698 667
Provision for loan losses 650 150
Available-for-sale Securities, Gross Realized Gain (Loss) 0 (509)
Net amortization of securities 602 514
Gain (Loss) on Disposition of Property Plant Equipment 0 (10)
Loss on write-down/sale of foreclosed assets 0 99
Income from bank owned life insurance (198) (215)
Increase in other assets 365 (472)
Increase (decrease) in other liabilities 365 (16)
Net cash provided by (used in) operating activities 3,424 1,229
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (21,650) (61,690)
Proceeds from redemption (cash used in purchases) of restricted securities (7) 1,046
Proceeds from maturities and calls of available-for-sale securities 22,400 20,740
Proceeds from sale of available-for-sale securities 1,000 58,361
Paydowns on available-for-sale securities 2,464 3,102
Purchases of government-guaranteed student loans (4,217) 603
Net increase in all other loans (including repayments on student loans) (26,583) (5,689)
Proceeds from sales of other real estate owned 0 399
Purchases of premises and equipment (250) (371)
Net cash used in investing activities (26,843) 16,501
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase in noninterest-bearing deposits 4,999 (9,925)
Increase in savings deposits 11,723 (9,948)
Increase (decrease) in time deposits (7,832) (1,919)
Decrease in federal funds purchased, repurchase agreements and other borrowings, net 9,424 5,828
Proceeds from Federal Home Loan Bank Borrowings 0 0
Repayments of Federal Home Loan Bank Borrowings 0 (25,000)
Proceeds from exercise of stock options and ESPP issuance 382 0
Repurchase of stock due to stock option exercises (74) 0
Cash dividends paid on common stock (547) (496)
Net cash provided by financing activities 18,075 (41,460)
Net increase (decrease) in cash and cash equivalents (5,344) (23,730)
Cash and cash equivalents at beginning of period 25,854 36,990
Cash and cash equivalents at end of period 20,510 13,260
Cash payments for:    
Interest 595 740
Income tax 0 0
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS    
Unrealized loss on securities available-for-sale $ 648 $ 780