Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest and Dividend Income:
Interest and fees on loans	$ 6,780	$ 6,413
Interest on due from banks	5	4
Interest on federal funds sold	3	1
Interest on securities:
Taxable	496	548
Tax-exempt	427	384
Dividends and interest on all other securities	14	15
Total interest and dividend income	7,725	7,365
Interest Expense:
Interest on savings deposits	64	55
Interest on time deposits	519	517
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	5	6
Interest on Federal Home Loan Bank advances	0	141
Total interest expense	588	719
Net interest income	7,137	6,646
Provision for loan losses	650	150
Net interest income, after provision for loan losses	6,487	6,496
Noninterest Income:
Income from fiduciary activities	966	901
Service charges on deposit accounts	927	975
Other service charges, commissions and fees	1,016	1,018
Income from bank-owned life insurance	198	215
Income from Old Point Mortgage	0	0
Gain on sale of available-for-sale securities, net	0	509
Other operating income	56	47
Total noninterest income	3,163	3,665
Noninterest Expense:
Salaries and employee benefits	5,097	5,154
Occupancy and equipment	1,449	1,358
Data processing	414	422
FDIC insurance	96	165
Customer development	144	150
Legal and audit expense	174	202
Other outside service fees	199	183
Employee professional development	236	148
Bad checks and other losses	177	87
Capital stock tax	143	135
Prepayment fee on Federal Home Loan Bank Advance	0	391
Loss on write-down/sale of foreclosed assets	0	99
Other operating expense	577	597
Total noninterest expense	8,706	9,091
Income before income taxes	944	1,070
Income tax expense	2	49
Net income	$ 942	$ 1,021
Basic Earnings per Share:
Average shares outstanding (in shares)	4,977,267	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.19	$ 0.21
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,991,864	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.19	$ 0.21