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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,797 $ 3,634
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,725 2,543
Provision for loan losses 1,930 1,025
Net gain on sale of available-for-sale securities (522) (76)
Net amortization of securities 2,196 2,188
Net loss on disposal of premises and equipment (3) 6
Net loss on write-down/sale of other real estate owned 154 957
Income from bank owned life insurance (795) (885)
Deferred tax benefit (19) (227)
Increase in other assets (567) (3,969)
Increase in other liabilities (243) 3,637
Pension Contributions 0 (1,000)
Net cash provided by operating activities 8,653 7,833
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (151,204) (104,103)
Proceeds from redemption (cash used in purchases) of restricted securities 1,046 277
Proceeds from maturities and calls of available-for-sale securities 43,660 80,790
Proceeds from maturities and calls of held-to-maturity securities 0 300
Proceeds from sales of available-for-sale securities 107,647 23,005
Paydowns on available-for-sale securities 11,288 9,353
Paydowns on held-to-maturity securities 0 8,161
Purchases of government-guaranteed student loans 0 (14,315)
Net increase in all other loans (including repayments on student loans) (36,830) (19,081)
Proceeds from sales of other real estate owned 1,699 1,956
Foreclosed Assets Other Additions (52) 0
Purchases of premises and equipment (891) (1,756)
Net cash used in investing activities (23,637) (15,413)
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase in noninterest-bearing deposits 13,551 28,810
Increase in savings deposits 23,082 14,292
Increase (decrease) in time deposits 1,398 (13,285)
Decrease in federal funds purchased, repurchase agreements and other borrowings, net (7,246) (11,866)
Proceeds from Federal Home Loan Bank Borrowings 55,000 20,000
Decrease in Federal Home Loan Bank advances (80,000) (25,000)
Proceeds from Issuance of Common Stock 46 0
Cash dividends paid on common stock (1,983) (1,686)
Net cash provided by financing activities 3,848 11,265
Net increase (decrease) in cash and cash equivalents (11,136) 3,685
Cash and cash equivalents at beginning of period 36,990 33,305
Cash and cash equivalents at end of period 25,854 36,990
Cash payments for:    
Interest 2,587 3,646
Income tax 0 200
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS    
Unrealized loss on securities available-for-sale (1,762) (755)
Loans transferred to foreclosed assets 0 553
Former bank building transferred from fixed assets to other real estate owned 127 0
(Increase) decrease in pension liability 177 (237)
Securities transferred from held-to-maturity to available-for-sale 0 85,555
Unamortized losses on transfer date on securities transferred from available-for-sale to held-to-maturity, eliminated upon transfer back to available-for-sale 0 4,197
Amortization of unrealized loss on securities transferred to held-to-maturity $ 0 $ 934