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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Interest and Dividend Income:    
Interest and fees on loans $ 26,322 $ 25,972
Interest on due from banks 48 15
Interest on federal funds sold 6 2
Interest on securities:    
Taxable 1,802 2,510
Tax-exempt 1,535 1,663
Dividends and interest on all other securities 113 133
Total interest and dividend income 29,826 30,295
Interest Expense:    
Interest on savings deposits 227 227
Interest on time deposits 2,116 2,144
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings 25 30
Interest on Federal Home Loan Bank advances 206 1,231
Total interest expense 2,574 3,632
Net interest income 27,252 26,663
Provision for loan losses 1,930 1,025
Net interest income, after provision for loan losses 25,322 25,638
Noninterest Income:    
Income from fiduciary activities 3,560 3,617
Service charges on deposit accounts 4,052 4,021
Other service charges, commissions and fees 3,940 4,084
Income from bank owned-life insurance 795 885
Gain on sale of available-for-sale securities, net 522 76
Other operating income 597 453
Total noninterest income 13,466 13,136
Noninterest Expense:    
Salaries and employee benefits 19,878 20,747
Occupancy and equipment 5,575 5,330
Data processing 1,620 1,625
FDIC insurance 483 586
Customer development 612 584
Legal and audit expense 1,315 720
Other outside service fees 807 693
Employee professional development 659 591
Postage and courier expense 0 0
Stationary and supplies 0 0
Capital stock tax 505 439
ATM and check losses 477 452
Prepayment fee on Federal Home Loan Bank Advance 391 0
Loss on write-down/sale of foreclosed assets 154 957
Other operating expense 2,355 2,362
Total noninterest expense 34,831 35,086
Income before income taxes 3,957 3,688
Income tax expense 160 54
Net income $ 3,797 $ 3,634
Basic Earnings per Share:    
Average shares outstanding (in shares) 4,959,173 4,959,009
Net income per share of common stock (in dollars per share) $ 0.77 $ 0.73
Diluted Earnings per Share:    
Average shares outstanding (in shares) 4,960,934 4,959,009
Net income per share of common stock (in dollars per share) $ 0.77 $ 0.73