Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest and Dividend Income:
Interest and fees on loans	$ 6,646	$ 6,565	$ 19,619	$ 19,405
Interest on due from banks	25	1	30	11
Interest on federal funds sold	2	0	4	1
Interest on securities:
Taxable	357	597	1,376	1,898
Tax-exempt	371	413	1,131	1,251
Dividends and interest on all other securities	35	33	76	97
Total interest and dividend income	7,436	7,609	22,236	22,663
Interest Expense:
Interest on savings deposits	56	60	165	169
Interest on time deposits	538	539	1,572	1,611
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	6	7	20	23
Interest on Federal Home Loan Bank advances	33	309	177	923
Total interest expense	633	915	1,934	2,726
Net interest income	6,803	6,694	20,302	19,937
Provision for loan losses	(100)	(50)	1,300	250
Net interest income, after provision for loan losses	6,903	6,744	19,002	19,687
Noninterest Income:
Income from fiduciary activities	858	846	2,636	2,740
Service charges on deposit accounts	1,039	1,032	3,035	3,008
Other service charges, commissions and fees	968	1,031	3,019	3,094
Income from bank-owned life insurance	215	221	647	664
Income from Old Point Mortgage	187	50	276	208
Gain on sale of available-for-sale securities, net	7	0	522	0
Other operating income	53	43	143	145
Total noninterest income	3,327	3,223	10,278	9,859
Noninterest Expense:
Salaries and employee benefits	5,063	5,510	15,107	15,616
Occupancy and equipment	1,373	1,335	4,121	3,966
Data processing	419	421	1,276	1,186
FDIC insurance	66	154	387	454
Customer development	146	154	450	469
Legal and audit expense	372	237	869	511
Other outside service fees	200	186	561	495
Employee professional development	147	146	474	439
Bad checks and other losses	131	101	301	380
Capital stock tax	128	113	390	338
Prepayment fee on Federal Home Loan Bank Advance	0	0	391	0
Gain (loss) on write-down/sale of foreclosed assets	45	166	153	238
Other operating expense	599	628	1,785	1,840
Total noninterest expense	8,689	9,151	26,265	25,932
Income before income taxes	1,541	816	3,015	3,614
Income tax expense	212	(24)	113	290
Net income	$ 1,329	$ 840	$ 2,902	$ 3,324
Basic Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.27	$ 0.17	$ 0.59	$ 0.67
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.27	$ 0.17	$ 0.59	$ 0.67