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Stockholders' Equity and Earnings per Common Share (Tables)
 12 Months Ended
Dec. 31, 2014
Stockholders' Equity and Earnings Per Common Share [Abstract]  
Amounts reclassified out of accumulated other comprehensive income (loss), by category
STOCKHOLDERS' EQUITY -- OTHER COMPREHENSIVE INCOME (LOSS)
The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated:

  
Years Ended
  
  
December 31,
 
Affected Line Item on
 Consolidated Statement of Income
  
2014
  
2013
 
  
(in thousands)
  
Available-for-sale securities
         
Realized gains (losses) on sales of securities
 
$
2
  
$
(26
)
  Gain (loss) on sale of available-for-sale securities, net
Tax effect
  
1
   
(9
)
  Income tax (benefit) expense
  
$
1
  
$
(17
)
 
Defined-benefit pension plan
             
Amortization of actuarial loss (1)
 
$
(251
)
 
$
(303
)
  Salaries and employee benefits
Tax effect
  
(85
)
  
(103
)
  Income tax benefit
  
$
(166
)
 
$
(200
)
 
               
Total reclassifications for the period
 
$
(165
)
 
$
(217
)
 

(1) This accumulated other comprehensive loss component is included in the computation of net periodic pension cost (see NOTE 13. Pension Plan for additional details).
Other Comprehensive Income
The following table presents the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated:

 
 
Unrealized Gains (Losses) on Securities
  
Unrealized Losses on Securities Transferred to Held-to-Maturity
  
Defined Benefit Pension Plans
  
Accumulated Other Comprehensive Loss
 
  
(in thousands)
 
         
Balance at December 31, 2012
 
$
1,992
  
$
0
  
$
(2,184
)
 
$
(192
)
Net change for the year ended December 31, 2013
  
(7,309
)
  
(3,937
)
  
636
   
(10,610
)
Balance at December 31, 2013
  
(5,317
)
  
(3,937
)
  
(1,548
)
  
(10,802
)
                 
Net change for the year ended December 31, 2014
  
5,239
   
551
   
(881
)
  
4,909
 
Balance at December 31, 2014
 
$
(78
)
 
$
(3,386
)
 
$
(2,429
)
 
$
(5,893
)
Component of other comprehensive income on a pre-tax and after-tax
The following table presents the change in each component of other comprehensive loss on a pre-tax and after-tax basis for the periods indicated.

  
Year Ended December 31, 2014
 
    
Tax Expense
   
 
 
Pretax
  
(Benefit)
  
Net-of-Tax
 
  
(in thousands)
 
Unrealized gains on available-for-sale securities
      
Unrealized holding gains arising during the period
 
$
7,940
  
$
2,700
  
$
5,240
 
Less reclassification adjustment for gains recognized in income
  
2
   
1
   
1
 
Net unrealized gains on securities
  
7,938
   
2,699
   
5,239
 
             
Unrealized loss on securities transferred to held-to-maturity
            
Unrealized loss transferred
  
0
   
0
   
0
 
Amortization
  
835
   
284
   
551
 
Net effect of market adjustment on securities transferred to held-to-maturity
  
835
   
284
   
551
 
             
Defined benefit pension plans
            
Net actuarial gain/(loss) for the period
  
(1,587
)
  
(540
)
  
(1,047
)
Amortization of actuarial (gain)/loss from prior period
  
251
   
85
   
166
 
Total effect of defined benefit pension plans
  
(1,336
)
  
(455
)
  
(881
)
             
Total change in accumulated other comprehensive loss
 
$
7,437
  
$
2,528
  
$
4,909
 

  
Year Ended December 31, 2013
 
    
Tax Expense
   
 
 
Pretax
  
(Benefit)
  
Net-of-Tax
 
  
(in thousands)
 
Unrealized losses on available-for-sale securities
      
Unrealized holding losses arising during the period
 
$
($11,102
)
 
$
($3,776
)
 
$
($7,326
)
Less reclassification adjustment for losses recognized in income
  
(26
)
  
(9
)
  
(17
)
Net unrealized losses on securities
  
(11,076
)
  
(3,767
)
  
(7,309
)
             
Unrealized loss on securities transferred to held-to-maturity
            
Unrealized loss transferred
  
(6,232
)
 
$ 
(2,119
)
  
(4,113
)
Amortization
  
267
   
91
   
176
 
Net effect of market adjustment on securities transferred to held-to-maturity
  
(5,965
)
  
(2,028
)
  
(3,937
)
             
Defined benefit pension plans
            
Net actuarial gain/(loss) for the period
  
661
   
225
   
436
 
Amortization of actuarial (gain)/loss from prior period
  
303
   
103
   
200
 
Total effect of defined benefit pension plans
  
964
   
328
   
636
 
             
Total change in accumulated other comprehensive loss
 
$
($16,077
)
 
$
($5,467
)
 
$
($10,610
)
Computation of earnings per share
Earnings per common share has been computed based on the following:

 
 
Years Ended December 31,
 
 
 
2014
  
2013
 
 
 
(dollars in thousands)
 
Net income applicable to common stock (in thousands)
 
$
4,116
  
$
$ 3,163
 
 
        
Average number of common shares outstanding
  
4,959,009
   
4,959,009
 
Effect of dilutive options
  
0
   
0
 
Average number of common shares outstanding used to calculate diluted earnings per common share
  
4,959,009
   
4,959,009