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Consolidated Statements of Income (unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and Dividend Income:    
Interest and fees on loans $ 5,993 $ 6,008
Interest on due from banks 3 14
Interest on federal funds sold 5 0
Interest on securities:    
Taxable 1,005 1,324
Tax-exempt 429 265
Dividends and interest on all other securities 31 18
Total interest and dividend income 7,466 7,629
Interest Expense:    
Interest on savings deposits 71 87
Interest on time deposits 649 854
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings 9 12
Interest on Federal Home Loan Bank advances 302 302
Total interest expense 1,031 1,255
Net interest income 6,435 6,374
Provision for loan losses 250 200
Net interest income, after provision for loan losses 6,185 6,174
Noninterest Income:    
Income from fiduciary activities 955 900
Service charges on deposit accounts 974 997
Other service charges, commissions and fees 952 859
Income from bank-owned life insurance 216 215
Other operating income 65 142
Total noninterest income 3,162 3,113
Noninterest Expense:    
Salaries and employee benefits 4,853 4,921
Occupancy and equipment 1,114 1,112
Data processing 423 422
FDIC insurance 184 183
Customer development 192 206
Legal and audit expense 124 111
Other outside service fees 119 96
Employee professional development 168 131
Postage and courier expense 121 123
Advertising 124 123
Stationery and supplies 119 120
Bad checks and other losses 115 68
Capital stock tax 134 87
Loss on write-down/sale of foreclosed assets 83 126
Other operating expense 390 396
Total noninterest expense 8,263 8,225
Income before income taxes 1,084 1,062
Income tax expense 107 161
Net income $ 977 $ 901
Basic Earnings per Share:    
Average shares outstanding (in shares) 4,959,009 4,959,009
Net income per share of common stock (in dollars per share) $ 0.20 $ 0.18
Diluted Earnings per Share:    
Average shares outstanding (in shares) 4,959,009 4,959,009
Net income per share of common stock (in dollars per share) $ 0.20 $ 0.18