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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest and Dividend Income:    
Interest and fees on loans $ 23,735 $ 26,503
Interest on due from banks 96 56
Interest on federal funds sold 1 2
Interest on securities:    
Taxable 4,547 5,238
Tax-exempt 1,348 681
Dividends and interest on all other securities 96 100
Total interest and dividend income 29,823 32,580
Interest Expense:    
Interest on savings deposits 302 382
Interest on time deposits 3,119 3,851
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings 35 45
Interest on Federal Home Loan Bank advances 1,224 1,496
Total interest expense 4,680 5,774
Net interest income 25,143 26,806
Provision for loan losses 1,300 2,400
Net interest income, after provision for loan losses 23,843 24,406
Noninterest Income:    
Income from fiduciary activities 3,553 3,214
Service charges on deposit accounts 4,183 4,239
Other service charges, commissions and fees 3,562 3,348
Income from bank owned-life insurance 848 1,339
Income from Old Point Mortgage 439 300
Gain on sale of available-for-sale securities, net (26) 2,313
Other operating income 214 206
Total noninterest income 12,773 14,959
Noninterest Expense:    
Salaries and employee benefits 19,108 20,340
Occupancy and equipment 4,392 4,373
Data processing 1,630 1,630
FDIC insurance 719 1,044
Loss on write-down/sale of foreclosed assets 1,345 777
Customer development 809 758
Legal and audit expense 539 725
Employee professional development 595 600
Other outside service fees 459 574
Postage and courier expense 481 480
Supplies Expense 457 439
Other operating expense 2,571 2,443
Total noninterest expense 33,105 34,183
Income before income taxes 3,511 5,182
Income tax expense 348 995
Net income $ 3,163 $ 4,187
Basic Earnings per Share:    
Average shares outstanding (in shares) 4,959 4,959
Net income per share of common stock (in dollars per share) $ 0.64 $ 0.84
Diluted Earnings per Share:    
Average shares outstanding (in shares) 4,959 4,959
Net income per share of common stock (in dollars per share) $ 0.64 $ 0.84