Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income:
Interest and fees on loans	$ 5,883,652	$ 6,494,629	$ 17,782,921	$ 20,313,095
Interest on due from banks	35,694	16,871	68,501	43,151
Interest on federal funds sold	161	401	912	1,164
Interest on securities:
Taxable	949,535	1,229,293	3,526,071	3,830,193
Tax-exempt	369,008	201,758	920,990	443,967
Dividends and interest on all other securities	25,283	15,275	69,401	60,467
Total interest and dividend income	7,263,333	7,958,227	22,368,796	24,692,037
Interest Expense:
Interest on savings deposits	71,252	95,052	227,107	283,291
Interest on time deposits	757,102	971,078	2,406,837	2,910,056
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	7,120	10,415	26,561	42,438
Interest on Federal Home Loan Bank advances	308,584	337,550	915,688	1,187,642
Total interest expense	1,144,058	1,414,095	3,576,193	4,423,427
Net interest income	6,119,275	6,544,132	18,792,603	20,268,610
Provision for loan losses	300,000	750,000	800,000	1,950,000
Net interest income, after provision for loan losses	5,819,275	5,794,132	17,992,603	18,318,610
Noninterest Income:
Income from fiduciary activities	868,598	776,615	2,634,092	2,396,266
Service charges on deposit accounts	1,081,896	1,050,152	3,114,761	3,153,461
Other service charges, commissions and fees	880,544	853,989	2,651,134	2,531,050
Income from bank-owned life insurance	215,307	693,745	647,133	1,142,626
Income from Old Point Mortgage	99,150	51,168	403,474	176,466
Gain (loss) on sale of available-for-sale securities, net	(5,185)	619,936	(25,717)	1,703,805
Other operating income	56,525	60,027	169,460	150,691
Total noninterest income	3,196,835	4,105,632	9,594,337	11,254,365
Noninterest Expense:
Salaries and employee benefits	4,554,101	5,259,880	14,280,611	15,440,042
Occupancy and equipment	1,098,172	1,110,635	3,289,055	3,273,568
Data processing	412,555	448,854	1,247,015	1,222,757
FDIC insurance	172,382	284,042	529,357	851,194
Customer development	186,030	189,037	597,508	595,925
Legal and audit expense	155,900	174,672	390,561	582,784
Other outside service fees	112,795	135,881	321,683	429,248
Employee professional development	142,651	125,844	455,432	455,828
Postage and courier expense	119,773	118,179	362,804	361,490
Advertising	52,863	138,733	300,233	430,345
Stationery and supplies	111,188	116,733	326,911	334,572
Bad checks and other losses	107,525	103,070	246,745	240,517
Capital stock tax	104,808	61,404	296,999	185,114
Loss on write-down/sale of foreclosed assets	65,234	99,960	268,910	736,594
Other operating expense	380,172	385,306	1,136,902	1,108,340
Total noninterest expense	7,776,149	8,752,230	24,050,726	26,248,318
Income before income taxes	1,239,961	1,147,534	3,536,214	3,324,657
Income tax expense	202,617	73,346	582,738	533,961
Net income	$ 1,037,344	$ 1,074,188	$ 2,953,476	$ 2,790,696
Basic Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.21	$ 0.22	$ 0.60	$ 0.56
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.21	$ 0.22	$ 0.60	$ 0.56