Consolidated Balance Sheets (unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 15,527,275	$ 15,982,070
Interest-bearing due from banks	49,255,719	24,732,329
Federal funds sold	1,930,976	1,602,847
Cash and cash equivalents	66,713,970	42,317,246
Securities available-for-sale, at fair value	158,147,372	329,455,812
Securities held-to-maturity	93,819,137	570,000
Restricted securities	2,378,100	2,561,900
Loans, net of allowance for loan losses	473,187,156	463,808,457
Premises and equipment, net	38,463,873	32,528,350
Bank-owned life insurance	22,471,938	21,824,197
Foreclosed assets, net of valuation allowance	6,888,213	6,573,398
Other assets	14,486,743	7,859,344
Total assets	876,556,502	907,498,704
Deposits:
Noninterest-bearing deposits	180,462,289	176,740,312
Savings deposits	279,577,902	268,252,782
Time deposits	270,783,394	308,822,642
Total deposits	730,823,585	753,815,736
Overnight repurchase agreements	37,019,654	35,945,800
Term repurchase agreements	411,065	1,279,574
Federal Home Loan Bank advances	25,000,000	25,000,000
Accrued expenses and other liabilities	3,145,411	2,157,558
Total liabilities	796,399,715	818,198,668
Commitments and contingencies
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 4,959,009 shares issued and outstanding	24,795,045	24,795,045
Additional paid-in capital	16,391,845	16,391,845
Retained earnings	50,464,644	48,304,609
Accumulated other comprehensive loss, net	(11,494,747)	(191,463)
Total stockholders' equity	80,156,787	89,300,036
Total liabilities and stockholders' equity	$ 876,556,502	$ 907,498,704