Exhibit 99.1

TOWER BANCORP INC.

CONSOLIDATED BALANCE SHEET

(UNAUDITED)

	09-30-08			09-30-07
	(,000)			(,000)
ASSETS
CASH AND DUE FROM BANKS	$	11,739		$	12,074
INTEREST BEARING BALANCES WITH BANKS	802			0
FEDERAL FUNDS SOLD	—			37,486
INVESTMENTS	83,060			86,229
LOANS:	407,357			394,732
RESERVE FOR LOAN LOSSES	(4,522		)	(3,985		)
BANK PREMISES, FURNITURE & FIXTURES	11,933			9,299
OTHER REAL ESTATE OWNED	1,991			2,294
GOODWILL	16,558			16,558
CORE DEPOSIT INTANGIBLE	1,681			1,789
OTHER ASSETS	19,314			14,385
TOTAL ASSETS	$	549,913		$	570,861
LIABILITIES AND CAPITAL
DEMAND	$	41,850		$	43,416
SAVINGS	218,888			230,288
TIME	156,969			172,741
TOTAL DEPOSITS:	$	417,707		$	446,445
LIABILITIES FOR BORROWED MONEY	40,381			37,236
FEDERAL FUNDS PURCHASED	14,960			—
OTHER LIABILITIES	3,522			6,918
TOTAL LIABILITIES	$	476,570		$	490,599
EQUITY CAPITAL
CAPITAL STOCK:
AUTHORIZED 5,000,000 SHARES ISSUED 2,420,481 SHARES	$	2,225		$	2,225
SURPLUS	34,810			34,836
UNDIVIDED PROFITS	41,733			39,814
NET UNREALIZED GAIN (LOSS)	(1,250		)	6,644
LESS: TREAS STOCK (2008 - 105,426 SHS)	(4,175		)	(3,257		)
TOTAL EQUITY CAPITAL	$	73,343		$	80,262
TOTAL LIABILITIES AND CAPITAL	$	549,913		$	570,861
BOOK VALUE	$	31.68		$	34.34