REGULATORY MATTERS (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Total Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	$ 200,879,000	$ 182,069,000
Minimum Capital Adequacy Requirement	79,309,000	67,554,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	0	0
Total Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	20.26%	21.56%
Minimum Capital Adequacy Requirement (in hundredths)	8.00%	8.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	0.00%	0.00%
Tier 1 Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	188,410,000	171,439,000
Minimum Capital Adequacy Requirement	39,655,000	33,777,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	0	0
Tier 1 Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	19.01%	20.30%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	0.00%	0.00%
Tier 1 Capital to Average Assets, Amount [Abstract]
Actual Capital	188,410,000	171,439,000
Minimum Capital Adequacy Requirement	81,089,000	77,880,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	0	0
Tier 1 Capital to Average Assets, Ratio [Abstract]
Actual Capital (in hundredths)	9.29%	8.81%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	0.00%	0.00%
Number of preceding years of retained net profits	2 years
Dividends the bank could declare without prior approval plus net profit retained	27,838,000
Average reserve requirement	11,254,000
Maximum amount available for transfer in the form of loans	18,287,000
Bank [Member]
Total Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	198,381,000	182,016,000
Minimum Capital Adequacy Requirement	79,260,000	67,516,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	99,075,000	84,395,000
Total Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	20.02%	21.57%
Minimum Capital Adequacy Requirement (in hundredths)	8.00%	8.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets, Amount [Abstract]
Actual Capital	185,920,000	171,393,000
Minimum Capital Adequacy Requirement	39,630,000	33,758,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	59,445,000	50,637,000
Tier 1 Capital to Risk Weighted Assets, Ratio [Abstract]
Actual Capital (in hundredths)	18.77%	20.31%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	6.00%	6.00%
Tier 1 Capital to Average Assets, Amount [Abstract]
Actual Capital	185,920,000	171,393,000
Minimum Capital Adequacy Requirement	81,070,000	77,878,000
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions	$ 101,338,000	$ 97,347,000
Tier 1 Capital to Average Assets, Ratio [Abstract]
Actual Capital (in hundredths)	9.17%	8.80%
Minimum Capital Adequacy Requirement (in hundredths)	4.00%	4.00%
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions (in hundredths)	5.00%	5.00%