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INCOME TAXES (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Reconciliation of the statutory federal income tax rate to the effective tax rate [Abstract]      
Statutory federal income tax rate (in hundredths) 34.00% 34.00% 34.00%
State and local income taxes, net of federal income tax benefit (in hundredths) 3.10% 3.10% 2.90%
Tax-exempt income, net of disallowed cost of funding (in hundredths) (17.50%) (16.90%) (14.60%)
Other (in hundredths) 0.10% 0.10% 0.30%
Effective income tax rate, continuing operations (in hundredths) 19.70% 20.30% 22.60%
Current [Abstract]      
Federal $ 1,575,000 $ 3,168,000 $ 4,772,000
State and local 607,000 1,033,000 1,211,000
Current income tax expense (benefit) 2,182,000 4,201,000 5,983,000
Deferred [Abstract]      
Federal 2,262,000 636,000 (459,000)
State and local 573,000 107,000 (153,000)
Deferred income tax expense (benefit) 2,835,000 743,000 (612,000)
Provision for income taxes 5,017,000 4,944,000 5,371,000
Deferred tax assets [Abstract]      
Allowance for loan losses 7,312,000 6,335,000  
Stock-based compensation 907,000 922,000  
Supplemental executive retirement expense 19,000 18,000  
Directors' retirement expense 71,000 75,000  
Accrued rent expense 130,000 117,000  
Other 51,000 30,000  
Deferred tax assets, gross 8,490,000 7,497,000  
Valuation allowance 0 0  
Deferred tax assets net 8,490,000 7,497,000  
Deferred tax liabilities [Abstract]      
Prepaid pension 4,210,000 2,318,000  
Unrealized gains on available-for-sale securities 14,956,000 15,358,000  
Deferred loan costs 1,558,000 0  
Prepaid expenses 184,000 0  
Depreciation 912,000 939,000  
Deferred tax liabilities, gross 21,820,000 18,615,000  
Net deferred tax liability (13,330,000) (11,118,000)  
Unrecognized tax benefits $ 0 $ 0 $ 0