QUARTERLY FINANCIAL DATA (Unaudited) (Tables)

12 Months Ended

Dec. 31, 2012

QUARTERLY FINANCIAL DATA (Unaudited) [Abstract]

Quarterly Financial Data

First			Second			Third			Fourth
	Quarter			Quarter			Quarter			Quarter		Total
	(in thousands, except per share data)
2012
Interest income		$19,511			$19,598			$18,720			$18,400		$76,229
Interest expense		4,477			4,296			3,880			3,474		16,127
Net interest income		15,034			15,302			14,840			14,926		60,102
Provision for loan losses		1,123			623			1,157			725		3,628
Noninterest income before net securities gains		1,596			1,680			1,653			1,646		6,575
Net gains on sales of securities		108			3,505			-			-		3,613
Noninterest expense before debt extinguishment costs		9,177			9,240			9,478			9,545		37,440
Debt extinguishment costs		-			3,812			-			-		3,812
Income before income taxes		6,438			6,812			5,858			6,302		25,410
Income tax expense		1,287			1,408			1,071			1,251		5,017
Net income		5,151			5,404			4,787			5,051		20,393
Earnings per share:
Basic		.58			.61			.54			.56		2.29
Diluted		.58			.60			.53			.56		2.27
Comprehensive income		5,802			3,571			8,788			1,284		19,445
2011
Interest income		$18,404			$18,686			$19,587			$19,635		$76,312
Interest expense		4,129			4,306			4,566			4,566		17,567
Net interest income		14,275			14,380			15,021			15,069		58,745
Provision for loan losses		854			1,029			754			1,424		4,061
Noninterest income before net securities gains		1,538			1,622			1,569			1,559		6,288
Net gains on sales of securities		122			-			-			16		138
Noninterest expense		9,067			9,136			9,040			9,466		36,709
Income before income taxes		6,014			5,837			6,796			5,754		24,401
Income tax expense		1,244			1,164			1,510			1,026		4,944
Net income		4,770			4,673			5,286			4,728		19,457
Earnings per share:
Basic		.55			.53			.60			.54		2.22
Diluted		.54			.53			.60			.53		2.20
Comprehensive income		9,568			10,806			13,054			5,133		38,561