PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2012

NOTE D – PREMISES AND EQUIPMENT

Bank premises and equipment consist of the following:

	December 31,
	2012			2011
	(in thousands)
Land	$	6,182		$	4,445
Buildings and improvements		16,364			14,259
Leasehold improvements		7,238			6,905
Furniture and equipment		21,931			20,365
Construction in process		384			555
		52,099			46,529
Accumulated depreciation and amortization		(27,536	)		(24,720	)
	$	24,563		$	21,809

- Definition

The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.

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