Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets:
Cash and cash equivalents	$ 47,358	$ 69,672
Investment securities:
Held-to-maturity, at amortized cost (fair value of $5,552 and $7,749)	5,504	7,636
Available-for-sale, fair value	758,015	720,128
Total securities	763,519	727,764
Loans:
Commercial and industrial	98,785	109,623
Secured by real estate:
Commercial mortgages	1,281,295	1,193,007
Residential mortgages	1,809,651	1,558,564
Home equity lines	67,710	83,625
Consumer and other	5,958	5,533
Total Loans	3,263,399	2,950,352
Allowance for loan losses	(30,838)	(33,784)
Total	3,232,561	2,916,568
Restricted stock, at cost	40,686	37,314
Bank premises and equipment, net	41,267	39,648
Bank-owned life insurance	80,925	59,665
Pension plan assets, net	15,154	19,152
Deferred income tax benefit	3,447
Other assets	16,143	24,925
Total assets	4,241,060	3,894,708
Deposits:
Checking	935,574	896,129
Savings, NOW and money market	1,590,341	1,602,460
Time, $100,000 and over	309,165	203,890
Time, other	249,892	119,518
Total	3,084,972	2,821,997
Short-term borrowings	388,923	281,141
Long-term debt	362,027	423,797
Accrued expenses and other liabilities	16,951	10,942
Deferred income taxes payable		2,381
Total liabilities	3,852,873	3,540,258
Commitments and Contingent Liabilities (Note L)
Stockholders' Equity:
Common stock, par value $.10 per share: Authorized, 80,000,000 shares; Issued and outstanding, 25,422,740 and 24,668,390 shares	2,542	2,467
Surplus	145,163	127,122
Retained earnings	249,922	224,315
Total	397,627	353,904
Accumulated other comprehensive income (loss), net of tax	(9,440)	546
Total	388,187	354,450
Total	$ 4,241,060	$ 3,894,708