The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Xtrackers USD High Yield Corp Bd ETF Exchange Traded Fund 233051432 768 22,756 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Discret ETF Exchange Traded Fund 316092204 271 4,609 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Staples ETF Exchange Traded Fund 316092303 2,414 55,800 SH   DFND 1 0 0 0
Fidelity MSCI Energy ETF Exchange Traded Fund 316092402 2,335 120,373 SH   DFND 1 0 0 0
Fidelity MSCI Health Care ETF Exchange Traded Fund 316092600 535 8,821 SH   DFND 1 0 0 0
Fidelity MSCI Information Tech ETF Exchange Traded Fund 316092808 538 5,571 SH   DFND 1 0 0 0
Fidelity MSCI Real Estate ETF Exchange Traded Fund 316092857 271 9,963 SH   DFND 1 0 0 0
Fidelity MSCI Communication ServicesETF Exchange Traded Fund 316092873 521 14,631 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta Intl Eq ETF Exchange Traded Fund 381430107 537 19,335 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US LgCp Eq ETF Exchange Traded Fund 381430503 694 9,259 SH   DFND 1 0 0 0
Goldman Sachs Access Treasury 0-1 Yr ETF Exchange Traded Fund 381430529 3,259 32,645 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US SmCp Eq ETF Exchange Traded Fund 381430602 802 15,280 SH   DFND 1 0 0 0
iShares Gold Trust Exchange Traded Fund 464285204 11,137 324,592 SH   DFND 1 0 0 0
iShares MSCI World Exchange Traded Fund 464286392 544 5,094 SH   DFND 1 0 0 0
iShares Core S&P Total US Stock Mkt ETF Exchange Traded Fund 464287150 8,602 102,668 SH   DFND 1 0 0 0
iShares TIPS Bond Exchange Traded Fund 464287176 12,174 106,875 SH   DFND 1 0 0 0
iShares Core S&P 500 Exchange Traded Fund 464287200 20,536 54,163 SH   DFND 1 0 0 0
iShares Core US Aggregate Bond Exchange Traded Fund 464287226 8,088 79,539 SH   DFND 1 0 0 0
iShares MSCI Emerging Markets Exchange Traded Fund 464287234 2,964 73,910 SH   DFND 1 0 0 0
iShares iBoxx Invesent Grade Corporate Bond ETF Exchange Traded Fund 464287242 4,067 36,962 SH   DFND 1 0 0 0
iShares S&P 500 Growth Exchange Traded Fund 464287309 7,305 121,038 SH   DFND 1 0 0 0
iShares North American Natural Resources Exchange Traded Fund 464287374 2,454 68,192 SH   DFND 1 0 0 0
iShares S&P 500 Value Exchange Traded Fund 464287408 5,301 38,562 SH   DFND 1 0 0 0
Ishares 20 Plus Year Treasury Bond Etf Exchange Traded Fund 464287432 1,329 11,572 SH   DFND 1 0 0 0
iShares 7-10 Year Treasury Bond ETF Exchange Traded Fund 464287440 16,066 157,045 SH   DFND 1 0 0 0
iShares 1-3 Year Treasury Bond Exchange Traded Fund 464287457 937 11,320 SH   DFND 1 0 0 0
iShares MSCI EAFE Exchange Traded Fund 464287465 898 14,365 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Value ETF Exchange Traded Fund 464287473 11,103 109,312 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Growth ETF Exchange Traded Fund 464287481 4,524 57,105 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Exchange Traded Fund 464287499 4,997 77,285 SH   DFND 1 0 0 0
iShares Core S&P Mid-Cap Exchange Traded Fund 464287507 4,630 20,466 SH   DFND 1 0 0 0
iShares Semiconductor ETF Exchange Traded Fund 464287523 1,478 4,227 SH   DFND 1 0 0 0
iShares Cohen & Steers REIT ETF Exchange Traded Fund 464287564 561 9,233 SH   DFND 1 0 0 0
iShares Russell 1000 Value Exchange Traded Fund 464287598 1,613 11,129 SH   DFND 1 0 0 0
iShares S&P Mid-Cap 400 Growth Exchange Traded Fund 464287606 2,027 31,809 SH   DFND 1 0 0 0
iShares Russell 1000 Growth Exchange Traded Fund 464287614 8,868 40,550 SH   DFND 1 0 0 0
iShares Russell 1000 Exchange Traded Fund 464287622 522 2,511 SH   DFND 1 0 0 0
iShares Russell 2000 Value Exchange Traded Fund 464287630 1,734 12,740 SH   DFND 1 0 0 0
iShares Russell 2000 Growth Exchange Traded Fund 464287648 1,672 8,104 SH   DFND 1 0 0 0
iShares Russell 2000 Exchange Traded Fund 464287655 3,828 22,603 SH   DFND 1 0 0 0
iShares Core S&P US Value ETF Exchange Traded Fund 464287663 628 9,388 SH   DFND 1 0 0 0
Ishares Core U S Growth Etf Exchange Traded Fund 464287671 2,114 25,255 SH   DFND 1 0 0 0
iShares US Utilities Exchange Traded Fund 464287697 3,899 45,551 SH   DFND 1 0 0 0
Ishares U S Technology Etf Exchange Traded Fund 464287721 4,630 57,914 SH   DFND 1 0 0 0
iShares US Industrials Exchange Traded Fund 464287754 2,587 29,349 SH   DFND 1 0 0 0
iShares US Financial Services ETF Exchange Traded Fund 464287770 2,932 19,780 SH   DFND 1 0 0 0
iShares Core S&P Small-Cap Exchange Traded Fund 464287804 5,790 62,659 SH   DFND 1 0 0 0
iShares US Basic Materials Exchange Traded Fund 464287838 238 2,021 SH   DFND 1 0 0 0
iShares S&P Small-Cap 600 Value ETF Exchange Traded Fund 464287879 1,079 12,120 SH   DFND 1 0 0 0
iShares Short-Term National Muni Bond Exchange Traded Fund 464288158 2,650 25,320 SH   DFND 1 0 0 0
iShares Global Clean Energy Exchange Traded Fund 464288224 262 13,776 SH   DFND 1 0 0 0
iShares JPMorgan USD Emerg Markets Bond Exchange Traded Fund 464288281 3,143 36,843 SH   DFND 1 0 0 0
iShares Morningstar Mid-Cap Growth ETF Exchange Traded Fund 464288307 728 14,007 SH   DFND 1 0 0 0
iShares Global Infrastructure Exchange Traded Fund 464288372 10,522 225,060 SH   DFND 1 0 0 0
iShares National Muni Bond ETF Exchange Traded Fund 464288414 1,792 16,844 SH   DFND 1 0 0 0
iShares International Select Dividend Exchange Traded Fund 464288448 623 22,948 SH   DFND 1 0 0 0
iShares iBoxx $ High Yield Corporate Bd Exchange Traded Fund 464288513 4,109 55,820 SH   DFND 1 0 0 0
iShares Core US REIT ETF Exchange Traded Fund 464288521 258 4,833 SH   DFND 1 0 0 0
iShares MBS Exchange Traded Fund 464288588 1,372 14,077 SH   DFND 1 0 0 0
Ishares Tr Intrm Tr Crp Etf Exchange Traded Fund 464288638 430 8,417 SH   DFND 1 0 0 0
iShares 3-7 Year Treasury Bond ETF Exchange Traded Fund 464288661 5,696 47,732 SH   DFND 1 0 0 0
iShares Short Treasury Bond Exchange Traded Fund 464288679 518 4,702 SH   DFND 1 0 0 0
iShares Preferred&Income Securities ETF Exchange Traded Fund 464288687 4,348 132,243 SH   DFND 1 0 0 0
iShares US Aerospace & Defense ETF Exchange Traded Fund 464288760 2,460 24,807 SH   DFND 1 0 0 0
iShares US Medical Devices Exchange Traded Fund 464288810 5,811 115,204 SH   DFND 1 0 0 0
iShares MSCI EAFE Value Exchange Traded Fund 464288877 392 9,040 SH   DFND 1 0 0 0
iShares MSCI EAFE Growth ETF Exchange Traded Fund 464288885 300 3,732 SH   DFND 1 0 0 0
Schwab US Large-Cap ETF Exchange Traded Fund 808524201 2,897 64,859 SH   DFND 1 0 0 0
Schwab US Large-Cap Growth ETF Exchange Traded Fund 808524300 701 12,091 SH   DFND 1 0 0 0
Schwab US Mid-Cap ETF Exchange Traded Fund 808524508 3,664 58,408 SH   DFND 1 0 0 0
Schwab US Small-Cap ETF Exchange Traded Fund 808524607 2,922 74,942 SH   DFND 1 0 0 0
Schwab Emerging Markets Equity ETF Exchange Traded Fund 808524706 538 21,182 SH   DFND 1 0 0 0
Schwab US Dividend Equity ETF Exchange Traded Fund 808524797 8,411 117,428 SH   DFND 1 0 0 0
Schwab International Equity ETF Exchange Traded Fund 808524805 610 19,393 SH   DFND 1 0 0 0
Schwab US Aggregate Bond ETF Exchange Traded Fund 808524839 2,829 59,095 SH   DFND 1 0 0 0
Schwab US REIT ETF Exchange Traded Fund 808524847 1,494 70,853 SH   DFND 1 0 0 0
Schwab Short-Term US Treasury ETF Exchange Traded Fund 808524862 1,347 27,389 SH   DFND 1 0 0 0
Schwab US TIPS ETF Exchange Traded Fund 808524870 5,002 89,641 SH   DFND 1 0 0 0
Schwab International Small-Cap Eq ETF Exchange Traded Fund 808524888 485 15,514 SH   DFND 1 0 0 0
Vanguard Total International Stock ETF Exchange Traded Fund 921909768 4,393 85,110 SH   DFND 1 0 0 0
Vanguard Mega Cap Growth ETF Exchange Traded Fund 921910816 856 4,712 SH   DFND 1 0 0 0
Vanguard Mega Cap ETF Exchange Traded Fund 921910873 707 5,360 SH   DFND 1 0 0 0
Vanguard S&P 500 Growth ETF Exchange Traded Fund 921932505 3,540 16,265 SH   DFND 1 0 0 0
Vanguard S&P 500 Value ETF Exchange Traded Fund 921932703 1,072 8,069 SH   DFND 1 0 0 0
Vanguard S&P Small-Cap 600 Value ETF Exchange Traded Fund 921932778 4,439 28,840 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 Value ETF Exchange Traded Fund 921932844 385 2,664 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 ETF Exchange Traded Fund 921932885 1,219 7,958 SH   DFND 1 0 0 0
Vanguard Intermediate-Term Bond ETF Exchange Traded Fund 921937819 1,869 24,074 SH   DFND 1 0 0 0
Vanguard Short-Term Bond ETF Exchange Traded Fund 921937827 4,734 61,649 SH   DFND 1 0 0 0
Vanguard Total Bond Market ETF Exchange Traded Fund 921937835 7,403 98,362 SH   DFND 1 0 0 0
Vanguard FTSE Developed Markets ETF Exchange Traded Fund 921943858 6,884 168,721 SH   DFND 1 0 0 0
Vanguard High Dividend Yield ETF Exchange Traded Fund 921946406 529 5,199 SH   DFND 1 0 0 0
Vanguard Short-Term Infl-Prot Secs ETF Exchange Traded Fund 922020805 2,894 57,732 SH   DFND 1 0 0 0
Vanguard Global ex-US Real Estate ETF Exchange Traded Fund 922042676 910 20,552 SH   DFND 1 0 0 0
Vanguard Total World Stock ETF Exchange Traded Fund 922042742 4,423 51,822 SH   DFND 1 0 0 0
Vanguard FTSE All-World ex-US ETF Exchange Traded Fund 922042775 213 4,268 SH   DFND 1 0 0 0
Vanguard FTSE Emerging Markets ETF Exchange Traded Fund 922042858 3,298 79,181 SH   DFND 1 0 0 0
Vanguard Tax-Exempt Bond ETF Exchange Traded Fund 922907746 815 16,320 SH   DFND 1 0 0 0
Vanguard 500 ETF Exchange Traded Fund 922908363 21,367 61,344 SH   DFND 1 0 0 0
Vanguard Mid-Cap Value ETF Exchange Traded Fund 922908512 3,154 24,349 SH   DFND 1 0 0 0
Vanguard Mid-Cap Growth ETF Exchange Traded Fund 922908538 4,093 23,337 SH   DFND 1 0 0 0
Vanguard REIT ETF Exchange Traded Fund 922908553 922 10,120 SH   DFND 1 0 0 0
Vanguard Small-Cap Growth ETF Exchange Traded Fund 922908595 3,173 16,104 SH   DFND 1 0 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611 3,259 21,756 SH   DFND 1 0 0 0
Vanguard Mid-Cap ETF Exchange Traded Fund 922908629 2,571 13,053 SH   DFND 1 0 0 0
Vanguard Large-Cap ETF Exchange Traded Fund 922908637 283 1,642 SH   DFND 1 0 0 0
Vanguard Growth ETF Exchange Traded Fund 922908736 10,393 46,628 SH   DFND 1 0 0 0
Vanguard Value ETF Exchange Traded Fund 922908744 12,783 96,927 SH   DFND 1 0 0 0
Vanguard Small-Cap ETF Exchange Traded Fund 922908751 4,027 22,864 SH   DFND 1 0 0 0
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769 8,971 47,559 SH   DFND 1 0 0 0
Alerian MLP ETF Exchange Traded Fund 00162Q452 3,654 106,057 SH   DFND 1 0 0 0
First Trust Water ETF Exchange Traded Fund 33733B100 1,308 18,172 SH   DFND 1 0 0 0
First Trust Health Care AlphaDEX ETF Exchange Traded Fund 33734X143 2,627 25,476 SH   DFND 1 0 0 0
First Trust Rising Dividend Achiev ETF Exchange Traded Fund 33738R506 31,159 761,459 SH   DFND 1 0 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF Exchange Traded Fund 33939L407 226 5,708 SH   DFND 1 0 0 0
Global X US Preferred ETF Exchange Traded Fund 37954Y657 712 33,551 SH   DFND 1 0 0 0
Global X US Infrastructure Dev ETF Exchange Traded Fund 37954Y673 1,034 45,254 SH   DFND 1 0 0 0
Global X Lithium & Battery Tech ETF Exchange Traded Fund 37954Y855 469 6,447 SH   DFND 1 0 0 0
Invesco Water Resources ETF Exchange Traded Fund 46137V142 216 4,683 SH   DFND 1 0 0 0
Invesco S&P 500 Equal Weight Tech ETF Exchange Traded Fund 46137V282 2,122 8,977 SH   DFND 1 0 0 0
Invesco S&P 500 Eql Wt Cnsm Stapl ETF Exchange Traded Fund 46137V373 1,734 10,464 SH   DFND 1 0 0 0
Invesco DB Commodity Index Tracking Fund Exchange Traded Fund 46138B103 3,705 139,075 SH   DFND 1 0 0 0
Invesco S&P 500 Low Volatility ETF Exchange Traded Fund 46138E354 2,009 32,397 SH   DFND 1 0 0 0
Invesco S&P 500 High Div Low Vol ETF Exchange Traded Fund 46138E362 3,575 80,991 SH   DFND 1 0 0 0
Invesco Preferred ETF Exchange Traded Fund 46138E511 666 53,952 SH   DFND 1 0 0 0
Invesco National AMT-Free Muni Bd ETF Exchange Traded Fund 46138E537 3,982 169,863 SH   DFND 1 0 0 0
Invesco Fundamental Hi Yld Corp Bd ETF Exchange Traded Fund 46138E719 587 34,835 SH   DFND 1 0 0 0
Invesco Senior Loan ETF Exchange Traded Fund 46138G508 9,009 444,434 SH   DFND 1 0 0 0
Invesco Solar ETF Exchange Traded Fund 46138G706 695 9,735 SH   DFND 1 0 0 0
Invesco DB Agriculture Fund Exchange Traded Fund 46140H106 2,821 138,444 SH   DFND 1 0 0 0
Invesco DB Oil Fund Exchange Traded Fund 46140H403 3,184 174,545 SH   DFND 1 0 0 0
iShares Silver Trust Exchange Traded Fund 46428Q109 6,372 341,864 SH   DFND 1 0 0 0
iShares S&P GSCI Commodity-Indexed Trust Exchange Traded Fund 46428R107 4,757 205,916 SH   DFND 1 0 0 0
iShares US Treasury Bond Exchange Traded Fund 46429B267 1,155 48,314 SH   DFND 1 0 0 0
Ishares Core High Dividend Etf Exchange Traded Fund 46429B663 1,742 17,347 SH   DFND 1 0 0 0
iShares Edge MSCI Min Vol USA Exchange Traded Fund 46429B697 945 13,465 SH   DFND 1 0 0 0
iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund 46429B747 5,260 51,859 SH   DFND 1 0 0 0
iShares MSCI USA Quality Factor ETF Exchange Traded Fund 46432F339 266 2,379 SH   DFND 1 0 0 0
iShares Core MSCI EAFE Exchange Traded Fund 46432F842 2,592 44,050 SH   DFND 1 0 0 0
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 46434G103 868 17,687 SH   DFND 1 0 0 0
iShares MSCI Intl Quality Factor ETF Exchange Traded Fund 46434V456 417 13,495 SH   DFND 1 0 0 0
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621 16,330 342,783 SH   DFND 1 0 0 0
iShares International Dividend Gr ETF Exchange Traded Fund 46435G524 3,834 66,880 SH   DFND 1 0 0 0
iShares Broad USD High Yield Corp Bd ETF Exchange Traded Fund 46435U853 1,695 48,969 SH   DFND 1 0 0 0
ProShares S&P 500 Dividend Aristocrats Exchange Traded Fund 74348A467 1,661 19,453 SH   DFND 1 0 0 0
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 16,065 42,407 SH   DFND 1 0 0 0
SPDR Gold Shares Exchange Traded Fund 78463V107 22,462 133,339 SH   DFND 1 0 0 0
SPDR Dow Jones International RelEst ETF Exchange Traded Fund 78463X863 400 14,165 SH   DFND 1 0 0 0
SPDR Portfolio Interm Term Corp Bd ETF Exchange Traded Fund 78464A375 442 13,542 SH   DFND 1 0 0 0
SPDR S&P 500 Growth Exchange Traded Fund 78464A409 363 6,934 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 Value ETF Exchange Traded Fund 78464A508 1,607 43,655 SH   DFND 1 0 0 0
SPDR Portfolio TIPS ETF Exchange Traded Fund 78464A656 1,857 67,489 SH   DFND 1 0 0 0
SPDR Portfolio Long Term Treasury ETF Exchange Traded Fund 78464A664 21,925 662,973 SH   DFND 1 0 0 0
SPDR S&P Regional Banking ETF Exchange Traded Fund 78464A698 1,313 22,609 SH   DFND 1 0 0 0
SPDR S&P Metals and Mining ETF Exchange Traded Fund 78464A755 1,103 25,407 SH   DFND 1 0 0 0
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763 2,741 23,096 SH   DFND 1 0 0 0
SPDR Dow Jones Industrial Average ETF Exchange Traded Fund 78467X109 1,264 4,098 SH   DFND 1 0 0 0
SPDR S&P MidCap 400 ETF Exchange Traded Fund 78467Y107 6,428 15,493 SH   DFND 1 0 0 0
SPDR Blmbg BarclaysST HY Bd ETF Exchange Traded Fund 78468R408 3,732 154,742 SH   DFND 1 0 0 0
SPDR Blmbg Barclays High Yield Bd ETF Exchange Traded Fund 78468R622 892 9,835 SH   DFND 1 0 0 0
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF Exchange Traded Fund 78468R663 1,045 11,421 SH   DFND 1 0 0 0
SPDR Nuveen Blmbg ST MunBd ETF Exchange Traded Fund 78468R739 987 20,877 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 High Div ETF Exchange Traded Fund 78468R788 931 23,323 SH   DFND 1 0 0 0
Materials Select Sector SPDR ETF Exchange Traded Fund 81369Y100 383 5,200 SH   DFND 1 0 0 0
Select Sector Spdr Trust The Health Care Select Sector Spdr Fund Exchange Traded Fund 81369Y209 11,322 88,288 SH   DFND 1 0 0 0
Consumer Staples Select Sector SPDR ETF Exchange Traded Fund 81369Y308 19,131 265,049 SH   DFND 1 0 0 0
Select Sector Spdr Fund Shs Ben Consumer Discretionary Exchange Traded Fund 81369Y407 854 6,211 SH   DFND 1 0 0 0
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Fund 81369Y506 5,225 73,070 SH   DFND 1 0 0 0
Financial Select Sector SPDR ETF Exchange Traded Fund 81369Y605 12,738 405,028 SH   DFND 1 0 0 0
Industrial Select Sector SPDR ETF Exchange Traded Fund 81369Y704 2,037 23,326 SH   DFND 1 0 0 0
Technology Select Sector SPDR ETF Exchange Traded Fund 81369Y803 4,791 37,689 SH   DFND 1 0 0 0
Utilities Select Sector SPDR ETF Exchange Traded Fund 81369Y886 4,486 63,965 SH   DFND 1 0 0 0
VanEck Semiconductor ETF Exchange Traded Fund 92189F676 1,062 5,211 SH   DFND 1 0 0 0
VanEck JPMorgan EMLcl Ccy Bd ETF Exchange Traded Fund 92189H300 1,590 64,932 SH   DFND 1 0 0 0
Vanguard Total International Bond ETF Exchange Traded Fund 92203J407 1,430 28,868 SH   DFND 1 0 0 0
Vanguard Consumer Discretionary ETF Exchange Traded Fund 92204A108 1,122 4,934 SH   DFND 1 0 0 0
Vanguard Energy ETF Exchange Traded Fund 92204A306 1,965 19,758 SH   DFND 1 0 0 0
Vanguard Financials ETF Exchange Traded Fund 92204A405 518 6,714 SH   DFND 1 0 0 0
Vanguard Health Care ETF Exchange Traded Fund 92204A504 2,128 9,036 SH   DFND 1 0 0 0
Vanguard Industrials ETF Exchange Traded Fund 92204A603 616 3,771 SH   DFND 1 0 0 0
Vanguard Information Technology ETF Exchange Traded Fund 92204A702 4,489 13,748 SH   DFND 1 0 0 0
Vanguard Materials ETF Exchange Traded Fund 92204A801 571 3,562 SH   DFND 1 0 0 0
Vanguard Utilities ETF Exchange Traded Fund 92204A876 12,281 80,608 SH   DFND 1 0 0 0
Vanguard Telecommunication Services ETF Exchange Traded Fund 92204A884 351 3,728 SH   DFND 1 0 0 0
Vanguard Short-Term Corporate Bond ETF Exchange Traded Fund 92206C409 16,847 220,918 SH   DFND 1 0 0 0
Vanguard Russell 2000 Growth ETF Exchange Traded Fund 92206C623 4,714 31,393 SH   DFND 1 0 0 0
Vanguard Russell 2000 Value ETF Exchange Traded Fund 92206C649 2,072 17,319 SH   DFND 1 0 0 0
Vanguard Russell 2000 ETF Exchange Traded Fund 92206C664 460 6,713 SH   DFND 1 0 0 0
Vanguard Russell 1000 Growth ETF Exchange Traded Fund 92206C680 7,421 131,550 SH   DFND 1 0 0 0
Vanguard Russell 1000 Value ETF Exchange Traded Fund 92206C714 8,123 127,071 SH   DFND 1 0 0 0
Vanguard Mortgage-Backed Secs ETF Exchange Traded Fund 92206C771 448 9,376 SH   DFND 1 0 0 0
Vanguard Intermediate-Term Corp Bd ETF Exchange Traded Fund 92206C870 759 9,480 SH   DFND 1 0 0 0
WisdomTree US LargeCap Dividend ETF Exchange Traded Fund 97717W307 1,030 17,434 SH   DFND 1 0 0 0
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF Exchange Traded Fund 97717X578 366 12,759 SH   DFND 1 0 0 0