The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE DIV GRWTH Exchange Traded Fund 46434V621 18,358 380,313 SH   DFND 1 0 0 380,313
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Exchange Traded Fund 92206C409 16,849 204,220 SH   DFND 1 0 0 204,220
SELECT SECTOR SPDR TR SBI INT-FINL Exchange Traded Fund 81369Y605 13,696 402,207 SH   DFND 1 0 0 402,207
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 13,085 32,912 SH   DFND 1 0 0 32,912
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV Exchange Traded Fund 33738R506 10,706 235,334 SH   DFND 1 0 0 235,334
ISHARES TR MSCI INTL QUALTY Exchange Traded Fund 46434V456 8,801 241,504 SH   DFND 1 0 0 241,504
SPDR GOLD TR GOLD SHS Exchange Traded Fund 78463V107 8,715 54,483 SH   DFND 1 0 0 54,483
ISHARES SILVER TR ISHARES Exchange Traded Fund 46428Q109 8,354 368,017 SH   DFND 1 0 0 368,017
SELECT SECTOR SPDR TR SBI CONS STPLS Exchange Traded Fund 81369Y308 8,065 118,064 SH   DFND 1 0 0 118,064
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW Exchange Traded Fund 92206C680 7,953 31,811 SH   DFND 1 0 0 31,811
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL Exchange Traded Fund 92206C714 7,931 59,662 SH   DFND 1 0 0 59,662
SELECT SECTOR SPDR TR SBI INT-INDS Exchange Traded Fund 81369Y704 7,215 73,277 SH   DFND 1 0 0 73,277
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL Exchange Traded Fund 46138E354 6,756 116,174 SH   DFND 1 0 0 116,174
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP Exchange Traded Fund 78467Y107 6,280 13,166 SH   DFND 1 0 0 13,166
SELECT SECTOR SPDR TR SBI HEALTHCARE Exchange Traded Fund 81369Y209 5,835 49,978 SH   DFND 1 0 0 49,978
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW Exchange Traded Fund 92206C623 5,771 26,380 SH   DFND 1 0 0 26,380
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 5,578 42,000 SH   DFND 1 0 0 42,000
VANGUARD WORLD FDS INF TECH ETF Exchange Traded Fund 92204A702 5,184 14,460 SH   DFND 1 0 0 14,460
SELECT SECTOR SPDR TR ENERGY Exchange Traded Fund 81369Y506 5,134 104,633 SH   DFND 1 0 0 104,633
INVESCO EXCH TRADED FD TR II SR LN ETF Exchange Traded Fund 46138G508 4,116 185,975 SH   DFND 1 0 0 185,975
SELECT SECTOR SPDR TR SBI INT-UTILS Exchange Traded Fund 81369Y886 3,531 55,127 SH   DFND 1 0 0 55,127
VANGUARD WORLD FDS CONSUM DIS ETF Exchange Traded Fund 92204A108 2,662 9,012 SH   DFND 1 0 0 9,012
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 2,586 35,879 SH   DFND 1 0 0 35,879
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC Exchange Traded Fund 92206C771 2,505 46,927 SH   DFND 1 0 0 46,927
SPDR SER TR PORTFOLIO AGRGTE Exchange Traded Fund 78464A649 2,448 82,550 SH   DFND 1 0 0 82,550
SPDR SER TR PORTFOLIO SHORT Exchange Traded Fund 78464A474 2,394 76,454 SH   DFND 1 0 0 76,454
SPDR SER TR S&P HOMEBUILD Exchange Traded Fund 78464A888 2,357 33,491 SH   DFND 1 0 0 33,491
SPDR SER TR S&P BIOTECH Exchange Traded Fund 78464A870 2,279 16,799 SH   DFND 1 0 0 16,799
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH Exchange Traded Fund 33734X143 2,198 20,237 SH   DFND 1 0 0 20,237
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX Exchange Traded Fund 92206C664 2,188 12,272 SH   DFND 1 0 0 12,272
VANGUARD WORLD FDS UTILITIES ETF Exchange Traded Fund 92204A876 2,162 15,386 SH   DFND 1 0 0 15,386
ISHARES TR MSCI USA MIN VOL Exchange Traded Fund 46429B697 2,144 30,980 SH   DFND 1 0 0 30,980
SPDR SER TR BLOOMBERG SRT TR Exchange Traded Fund 78468R408 2,111 77,218 SH   DFND 1 0 0 77,218
VANGUARD WORLD FDS ENERGY ETF Exchange Traded Fund 92204A306 2,010 29,546 SH   DFND 1 0 0 29,546
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC Exchange Traded Fund 46137V282 1,893 7,012 SH   DFND 1 0 0 7,012
VANECK VECTORS ETF TR SEMICONDUCTOR ET Exchange Traded Fund 92189F676 1,695 6,956 SH   DFND 1 0 0 6,956
SPDR DOW JONES INDL AVERAGE UT SER 1 Exchange Traded Fund 78467X109 1,502 4,538 SH   DFND 1 0 0 4,538
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG Exchange Traded Fund 46138E784 1,459 54,473 SH   DFND 1 0 0 54,473
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL Exchange Traded Fund 46138E362 1,428 33,290 SH   DFND 1 0 0 33,290
SPDR INDEX SHS FDS DJ INTL RL ETF Exchange Traded Fund 78463X863 1,423 41,301 SH   DFND 1 0 0 41,301
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL Exchange Traded Fund 92206C649 1,292 9,239 SH   DFND 1 0 0 9,239
SPDR SER TR BLOOMBERG BRCLYS Exchange Traded Fund 78468R622 1,248 11,467 SH   DFND 1 0 0 11,467
ALPS ETF TR ALERIAN MLP Exchange Traded Fund 00162Q452 1,221 40,008 SH   DFND 1 0 0 40,008
ISHARES TR 0-5 YR TIPS ETF Exchange Traded Fund 46429B747 1,148 10,856 SH   DFND 1 0 0 10,856
ISHARES S&P GSCI COMMODITY- UNIT BEN INT Exchange Traded Fund 46428R107 1,143 81,758 SH   DFND 1 0 0 81,758
VANGUARD CHARLOTTE FDS INTL BD IDX ETF Exchange Traded Fund 92203J407 1,106 19,358 SH   DFND 1 0 0 19,358
INVESCO EXCH TRADED FD TR II PFD ETF Exchange Traded Fund 46138E511 1,077 71,789 SH   DFND 1 0 0 71,789
FIRST TR EXCHANGE TRADED FD WTR ETF Exchange Traded Fund 33733B100 1,054 13,468 SH   DFND 1 0 0 13,468
SPDR SER TR S&P DIVID ETF Exchange Traded Fund 78464A763 971 8,226 SH   DFND 1 0 0 8,226
INVESCO EXCH TRADED FD TR II NATL AMT MUNI Exchange Traded Fund 46138E537 936 34,960 SH   DFND 1 0 0 34,960
ISHARES INC CORE MSCI EMKT Exchange Traded Fund 46434G103 924 14,353 SH   DFND 1 0 0 14,353
ISHARES TR US TREAS BD ETF Exchange Traded Fund 46429B267 905 34,534 SH   DFND 1 0 0 34,534
VANGUARD WORLD FDS INDUSTRIAL ETF Exchange Traded Fund 92204A603 848 4,480 SH   DFND 1 0 0 4,480
ISHARES TR CORE HIGH DV ETF Exchange Traded Fund 46429B663 831 8,752 SH   DFND 1 0 0 8,752
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP Exchange Traded Fund 46137V373 816 5,165 SH   DFND 1 0 0 5,165
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP Exchange Traded Fund 46138E719 714 36,849 SH   DFND 1 0 0 36,849
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX Exchange Traded Fund 33734X135 711 17,070 SH   DFND 1 0 0 17,070
WISDOMTREE TR EM EX ST-OWNED Exchange Traded Fund 97717X578 693 17,022 SH   DFND 1 0 0 17,022
SELECT SECTOR SPDR TR SBI CONS DISCR Exchange Traded Fund 81369Y407 636 3,779 SH   DFND 1 0 0 3,779
SPDR SER TR S&P BK ETF Exchange Traded Fund 78464A797 595 11,452 SH   DFND 1 0 0 11,452
VANGUARD WORLD FDS COMM SRVC ETF Exchange Traded Fund 92204A884 572 4,396 SH   DFND 1 0 0 4,396
VANECK VECTORS ETF TR INTRMDT MUNI ETF Exchange Traded Fund 92189H201 569 11,095 SH   DFND 1 0 0 11,095
SPDR SER TR RUSSELL LOW VOL Exchange Traded Fund 78468R754 555 5,581 SH   DFND 1 0 0 5,581
SPDR SER TR PORTFLI TIPS ETF Exchange Traded Fund 78464A656 510 16,670 SH   DFND 1 0 0 16,670
SPDR SER TR PORTFOLIO INTRMD Exchange Traded Fund 78464A375 501 13,795 SH   DFND 1 0 0 13,795
ISHARES TR MSCI USA QLT FCT Exchange Traded Fund 46432F339 492 4,033 SH   DFND 1 0 0 4,033
SPDR INDEX SHS FDS S&P INTL ETF Exchange Traded Fund 78463X772 482 12,624 SH   DFND 1 0 0 12,624
VANGUARD WORLD FDS HEALTH CAR ETF Exchange Traded Fund 92204A504 477 2,082 SH   DFND 1 0 0 2,082
INVESCO DB COMMDY INDX TRCK UNIT Exchange Traded Fund 46138B103 404 24,265 SH   DFND 1 0 0 24,265
ISHARES TR MSCI EAFE MIN VL Exchange Traded Fund 46429B689 394 5,395 SH   DFND 1 0 0 5,395
ISHARES TR MSCI USA SMCP MN Exchange Traded Fund 46435G433 343 9,290 SH   DFND 1 0 0 9,290
ISHARES TR EXPONENTIAL TECH Exchange Traded Fund 46434V381 273 4,606 SH   DFND 1 0 0 4,606
ISHARES TR MSCI USA MMENTM Exchange Traded Fund 46432F396 270 1,678 SH   DFND 1 0 0 1,678
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR Exchange Traded Fund 33734X150 263 4,625 SH   DFND 1 0 0 4,625
SPDR SER TR PRTFLO S&P500 VL Exchange Traded Fund 78464A508 251 6,602 SH   DFND 1 0 0 6,602
FLEXSHARES TR MORNSTAR UPSTR Exchange Traded Fund 33939L407 231 6,368 SH   DFND 1 0 0 6,368
VANECK VECTORS ETF TR AGRIBUSINESS ETF Exchange Traded Fund 92189F700 225 2,556 SH   DFND 1 0 0 2,556
VANGUARD WORLD FDS MATERIALS ETF Exchange Traded Fund 92204A801 213 1,228 SH   DFND 1 0 0 1,228