The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES GOLD TRUST ISHARES Exchange Traded Fund 464285105 150 12,648 SH   SOLE   0 0 12,648
ISHARES INC CORE MSCI EMKT Exchange Traded Fund 46434G103 837 20,131 SH   SOLE   0 0 20,131
ISHARES TR 1-3 YR CR BD ETF Exchange Traded Fund 464288646 7,494 71,093 SH   SOLE   0 0 71,093
ISHARES TR 1-3 YR TR BD ETF Exchange Traded Fund 464287457 1,955 22,999 SH   SOLE   0 0 22,999
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 2,254 42,431 SH   SOLE   0 0 42,431
ISHARES TR CORE S&P MCP ETF Exchange Traded Fund 464287507 1,596 11,074 SH   SOLE   0 0 11,074
ISHARES TR CORE S&P SCP ETF Exchange Traded Fund 464287804 1,195 10,622 SH   SOLE   0 0 10,622
ISHARES TR CORE S&P TTL STK Exchange Traded Fund 464287150 6,576 70,444 SH   SOLE   0 0 70,444
ISHARES TR CORE S&P500 ETF Exchange Traded Fund 464287200 2,150 10,408 SH   SOLE   0 0 10,408
ISHARES TR CORE US AGGBD ET Exchange Traded Fund 464287226 8,043 72,577 SH   SOLE   0 0 72,577
ISHARES TR EAFE VALUE ETF Exchange Traded Fund 464288877 265 5,908 SH   SOLE   0 0 5,908
ISHARES TR IBOXX HI YD ETF Exchange Traded Fund 464288513 3,196 39,131 SH   SOLE   0 0 39,131
ISHARES TR INTERM CR BD ETF Exchange Traded Fund 464288638 234 2,137 SH   SOLE   0 0 2,137
ISHARES TR JP MOR EM MK ETF Exchange Traded Fund 464288281 740 6,709 SH   SOLE   0 0 6,709
ISHARES TR MSCI EAFE ETF Exchange Traded Fund 464287465 8,330 145,744 SH   SOLE   0 0 145,744
ISHARES TR MSCI EMG MKT ETF Exchange Traded Fund 464287234 224 6,559 SH   SOLE   0 0 6,559
ISHARES TR NA NAT RES Exchange Traded Fund 464287374 213 7,194 SH   SOLE   0 0 7,194
ISHARES TR NATIONAL MUN ETF Exchange Traded Fund 464288414 2,251 20,166 SH   SOLE   0 0 20,166
ISHARES TR RUS 1000 GRW ETF Exchange Traded Fund 464287614 2,466 24,724 SH   SOLE   0 0 24,724
ISHARES TR RUS 1000 VAL ETF Exchange Traded Fund 464287598 2,426 24,557 SH   SOLE   0 0 24,557
ISHARES TR RUS 2000 GRW ETF Exchange Traded Fund 464287648 1,057 7,970 SH   SOLE   0 0 7,970
ISHARES TR RUS 2000 VAL ETF Exchange Traded Fund 464287630 225 2,420 SH   SOLE   0 0 2,420
ISHARES TR RUS MID-CAP ETF Exchange Traded Fund 464287499 4,242 26,042 SH   SOLE   0 0 26,042
ISHARES TR RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,152 10,421 SH   SOLE   0 0 10,421
ISHARES TR S&P 500 GRWT ETF Exchange Traded Fund 464287309 3,953 34,114 SH   SOLE   0 0 34,114
ISHARES TR S&P 500 VAL ETF Exchange Traded Fund 464287408 3,806 42,331 SH   SOLE   0 0 42,331
ISHARES TR SELECT DIVID ETF Exchange Traded Fund 464287168 1,220 14,947 SH   SOLE   0 0 14,947
ISHARES TR SHRT NAT MUN ETF Exchange Traded Fund 464288158 925 8,718 SH   SOLE   0 0 8,718
ISHARES TR SHRT TRS BD ETF Exchange Traded Fund 464288679 1,286 11,654 SH   SOLE   0 0 11,654
ISHARES TR TIPS BD ETF Exchange Traded Fund 464287176 1,312 11,446 SH   SOLE   0 0 11,446
ISHARES TR U.S. FINLS ETF Exchange Traded Fund 464287788 689 8,147 SH   SOLE   0 0 8,147
ISHARES TR U.S. TECH ETF Exchange Traded Fund 464287721 706 6,509 SH   SOLE   0 0 6,509
SCHWAB STRATEGIC TR US REIT ETF Exchange Traded Fund 808524847 234 5,662 SH   SOLE   0 0 5,662
SELECT SECTOR SPDR TR SBI CONS DISCR Exchange Traded Fund 81369Y407 936 11,839 SH   SOLE   0 0 11,839
SELECT SECTOR SPDR TR SBI HEALTHCARE Exchange Traded Fund 81369Y209 3,327 49,094 SH   SOLE   0 0 49,094
SELECT SECTOR SPDR TR SBI INT-ENERGY Exchange Traded Fund 81369Y506 266 4,302 SH   SOLE   0 0 4,302
SELECT SECTOR SPDR TR SBI INT-FINL Exchange Traded Fund 81369Y605 1,359 60,416 SH   SOLE   0 0 60,416
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 882 19,895 SH   SOLE   0 0 19,895
SPDR GOLD TRUST GOLD SHS Exchange Traded Fund 78463V107 551 4,689 SH   SOLE   0 0 4,689
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 557 2,698 SH   SOLE   0 0 2,698
SPDR SER TR NUVN BR SHT MUNI ADDED Exchange Traded Fund 78468R739 554 11,353 SH   SOLE   0 0 11,353
SPDR SERIES TRUST DJ REIT ETF Exchange Traded Fund 78464A607 324 3,414 SH   SOLE   0 0 3,414
UBS AG JERSEY BRH ALERIAN INFRST Exchange Traded Fund 902641646 769 32,004 SH   SOLE   0 0 32,004
VANGUARD BD INDEX FD INC INTERMED TERM Exchange Traded Fund 921937819 938 10,879 SH   SOLE   0 0 10,879
VANGUARD BD INDEX FD INC LONG TERM BOND Exchange Traded Fund 921937793 1,691 18,184 SH   SOLE   0 0 18,184
VANGUARD BD INDEX FD INC SHORT TRM BOND Exchange Traded Fund 921937827 3,315 41,119 SH   SOLE   0 0 41,119
VANGUARD INDEX FDS GROWTH ETF Exchange Traded Fund 922908736 435 4,086 SH   SOLE   0 0 4,086
VANGUARD INDEX FDS MCAP GR IDXVIP Exchange Traded Fund 922908538 248 2,477 SH   SOLE   0 0 2,477
VANGUARD INDEX FDS MID CAP ETF Exchange Traded Fund 922908629 3,714 30,637 SH   SOLE   0 0 30,637
VANGUARD INDEX FDS REIT ETF Exchange Traded Fund 922908553 3,713 44,313 SH   SOLE   0 0 44,313
VANGUARD INDEX FDS S&P 500 ETF SHS Exchange Traded Fund 922908363 2,659 14,106 SH   SOLE   0 0 14,106
VANGUARD INDEX FDS SM CP VAL ETF Exchange Traded Fund 922908611 322 3,160 SH   SOLE   0 0 3,160
VANGUARD INDEX FDS SMALL CP ETF Exchange Traded Fund 922908751 732 6,573 SH   SOLE   0 0 6,573
VANGUARD INDEX FDS TOTAL STK MKT Exchange Traded Fund 922908769 2,977 28,409 SH   SOLE   0 0 28,409
VANGUARD INDEX FDS VALUE ETF Exchange Traded Fund 922908744 647 7,863 SH   SOLE   0 0 7,863
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF Exchange Traded Fund 922042858 361 10,464 SH   SOLE   0 0 10,464
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Exchange Traded Fund 92206C409 1,947 24,335 SH   SOLE   0 0 24,335
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF Exchange Traded Fund 921943858 274 7,646 SH   SOLE   0 0 7,646
VANGUARD WORLD FDS CONSUM DIS ETF Exchange Traded Fund 92204A108 1,260 10,157 SH   SOLE   0 0 10,157
VANGUARD WORLD FDS ENERGY ETF Exchange Traded Fund 92204A306 376 4,391 SH   SOLE   0 0 4,391
VANGUARD WORLD FDS HEALTH CAR ETF Exchange Traded Fund 92204A504 550 4,466 SH   SOLE   0 0 4,466
VANGUARD WORLD FDS INF TECH ETF Exchange Traded Fund 92204A702 203 1,858 SH   SOLE   0 0 1,858
VANGUARD WORLD FDS TELCOMM ETF Exchange Traded Fund 92204A884 640 6,907 SH   SOLE   0 0 6,907
WISDOMTREE TR EUROPE HEDGED EQ Exchange Traded Fund 97717X701 1,332 25,655 SH   SOLE   0 0 25,655