The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP Exchange Traded Fund 00162Q866 607 54,177 SH   SOLE   0 0 54,177
ISHARES CORE LT USDB ETF Exchange Traded Fund 464289479 682 10,684 SH   SOLE   0 0 10,684
ISHARES GOLD TRUST ISHARES Exchange Traded Fund 464285105 4,649 377,733 SH   SOLE   0 0 377,733
ISHARES INC CORE MSCI EMKT Exchange Traded Fund 46434G103 3,810 70,531 SH   SOLE   0 0 70,531
ISHARES SILVER TRUST ISHARES Exchange Traded Fund 46428Q109 580 36,891 SH   SOLE   0 0 36,891
ISHARES TR 1 3 YR CR BD ETF Exchange Traded Fund 464288646 4,088 38,810 SH   SOLE   0 0 38,810
ISHARES TR COHEN STEER REIT Exchange Traded Fund 464287564 510 5,074 SH   SOLE   0 0 5,074
ISHARES TR CORE HIGH DV ETF Exchange Traded Fund 46429B663 252 2,934 SH   SOLE   0 0 2,934
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 4,039 62,947 SH   SOLE   0 0 62,947
ISHARES TR CORE S&P MCP ETF Exchange Traded Fund 464287507 4,254 23,779 SH   SOLE   0 0 23,779
ISHARES TR CORE S&P SCP ETF Exchange Traded Fund 464287804 4,996 67,314 SH   SOLE   0 0 67,314
ISHARES TR CORE S&P TTL STK Exchange Traded Fund 464287150 17,130 297,249 SH   SOLE   0 0 297,249
ISHARES TR CORE S&P US GWT Exchange Traded Fund 464287671 691 13,691 SH   SOLE   0 0 13,691
ISHARES TR CORE S&P US VLU Exchange Traded Fund 464287663 265 5,071 SH   SOLE   0 0 5,071
ISHARES TR CORE S&P500 ETF Exchange Traded Fund 464287200 6,158 24,347 SH   SOLE   0 0 24,347
ISHARES TR CORE US AGGBD ET Exchange Traded Fund 464287226 10,876 99,248 SH   SOLE   0 0 99,248
ISHARES TR IBONDS DEC18 ETF Exchange Traded Fund 46434VAA8 561 22,274 SH   SOLE   0 0 22,274
ISHARES TR IBOXX HI YD ETF Exchange Traded Fund 464288513 5,269 59,368 SH   SOLE   0 0 59,368
ISHARES TR INTRMD CR BD ETF Exchange Traded Fund 464288638 225 2,046 SH   SOLE   0 0 2,046
ISHARES TR JPMORGAN USD EMG Exchange Traded Fund 464288281 1,559 13,396 SH   SOLE   0 0 13,396
ISHARES TR MIN VOL EAFE ETF Exchange Traded Fund 46429B689 4,035 56,795 SH   SOLE   0 0 56,795
ISHARES TR MRGSTR MD CP ETF Exchange Traded Fund 464288208 393 2,248 SH   SOLE   0 0 2,248
ISHARES TR MSCI EAFE ETF Exchange Traded Fund 464287465 1,873 27,358 SH   SOLE   0 0 27,358
ISHARES TR MSCI EMG MKT ETF Exchange Traded Fund 464287234 553 12,350 SH   SOLE   0 0 12,350
ISHARES TR N AMER TECH ETF Exchange Traded Fund 464287549 1,451 9,346 SH   SOLE   0 0 9,346
ISHARES TR NA TEC SFTWR ETF Exchange Traded Fund 464287515 682 4,663 SH   SOLE   0 0 4,663
ISHARES TR NATIONAL MUN ETF Exchange Traded Fund 464288414 885 7,982 SH   SOLE   0 0 7,982
ISHARES TR RUS 1000 GRW ETF Exchange Traded Fund 464287614 6,917 55,317 SH   SOLE   0 0 55,317
ISHARES TR RUS 1000 VAL ETF Exchange Traded Fund 464287598 1,026 8,657 SH   SOLE   0 0 8,657
ISHARES TR RUS 2000 GRW ETF Exchange Traded Fund 464287648 1,284 7,175 SH   SOLE   0 0 7,175
ISHARES TR RUS 2000 VAL ETF Exchange Traded Fund 464287630 793 6,395 SH   SOLE   0 0 6,395
ISHARES TR RUS MDCP VAL ETF Exchange Traded Fund 464287473 2,538 29,884 SH   SOLE   0 0 29,884
ISHARES TR RUS MID CAP ETF Exchange Traded Fund 464287499 6,660 33,782 SH   SOLE   0 0 33,782
ISHARES TR RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,537 10,378 SH   SOLE   0 0 10,378
ISHARES TR S&P 500 GRWT ETF Exchange Traded Fund 464287309 7,408 51,657 SH   SOLE   0 0 51,657
ISHARES TR S&P 500 VAL ETF Exchange Traded Fund 464287408 7,737 71,702 SH   SOLE   0 0 71,702
ISHARES TR S&P MC 400GR ETF Exchange Traded Fund 464287606 1,746 8,632 SH   SOLE   0 0 8,632
ISHARES TR SELECT DIVID ETF Exchange Traded Fund 464287168 881 9,407 SH   SOLE   0 0 9,407
ISHARES TR SHORT TREAS BD Exchange Traded Fund 464288679 685 6,205 SH   SOLE   0 0 6,205
ISHARES TR SHRT NAT MUN ETF Exchange Traded Fund 464288158 655 6,186 SH   SOLE   0 0 6,186
ISHARES TR SP SMCP600VL ETF Exchange Traded Fund 464287879 2,073 13,979 SH   SOLE   0 0 13,979
ISHARES TR TIPS BD ETF Exchange Traded Fund 464287176 4,842 42,637 SH   SOLE   0 0 42,637
ISHARES TR U.S. BAS MTL ETF Exchange Traded Fund 464287838 603 6,305 SH   SOLE   0 0 6,305
ISHARES TR U.S. FIN SVC ETF Exchange Traded Fund 464287770 2,127 17,752 SH   SOLE   0 0 17,752
ISHARES TR U.S. FINLS ETF Exchange Traded Fund 464287788 2,273 20,277 SH   SOLE   0 0 20,277
ISHARES TR U.S. MED DVC ETF Exchange Traded Fund 464288810 985 5,901 SH   SOLE   0 0 5,901
ISHARES TR U.S. REAL ES ETF Exchange Traded Fund 464287739 1,006 12,601 SH   SOLE   0 0 12,601
ISHARES TR U.S. TECH ETF Exchange Traded Fund 464287721 1,145 7,637 SH   SOLE   0 0 7,637
ISHARES TR U.S. UTILITS ETF Exchange Traded Fund 464287697 247 1,864 SH   SOLE   0 0 1,864
ISHARES TR US AER DEF ETF Exchange Traded Fund 464288760 3,181 17,870 SH   SOLE   0 0 17,870
ISHARES TR US INDUSTRIALS Exchange Traded Fund 464287754 1,721 12,426 SH   SOLE   0 0 12,426
SCHWAB STRATEGIC TR EMRG MKTEQ ETF Exchange Traded Fund 808524706 1,881 69,920 SH   SOLE   0 0 69,920
SCHWAB STRATEGIC TR INTL EQTY ETF Exchange Traded Fund 808524805 1,219 36,444 SH   SOLE   0 0 36,444
SCHWAB STRATEGIC TR INTL SCEQT ETF Exchange Traded Fund 808524888 809 22,593 SH   SOLE   0 0 22,593
SCHWAB STRATEGIC TR SCHWB FDT INT LG Exchange Traded Fund 808524755 3,408 114,111 SH   SOLE   0 0 114,111
SCHWAB STRATEGIC TR US AGGREGATE B Exchange Traded Fund 808524839 2,774 52,995 SH   SOLE   0 0 52,995
SCHWAB STRATEGIC TR US LRG CAP ETF Exchange Traded Fund 808524201 5,784 96,337 SH   SOLE   0 0 96,337
SCHWAB STRATEGIC TR US REIT ETF Exchange Traded Fund 808524847 3,462 84,181 SH   SOLE   0 0 84,181
SELECT SECTOR SPDR TR ENERGY Exchange Traded Fund 81369Y506 473 6,907 SH   SOLE   0 0 6,907
SELECT SECTOR SPDR TR SBI CONS STPLS Exchange Traded Fund 81369Y308 2,313 42,851 SH   SOLE   0 0 42,851
SELECT SECTOR SPDR TR SBI HEALTHCARE Exchange Traded Fund 81369Y209 2,263 27,691 SH   SOLE   0 0 27,691
SELECT SECTOR SPDR TR SBI INT-FINL Exchange Traded Fund 81369Y605 2,441 94,422 SH   SOLE   0 0 94,422
SELECT SECTOR SPDR TR SBI INT-INDS Exchange Traded Fund 81369Y704 504 7,104 SH   SOLE   0 0 7,104
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 1,040 17,605 SH   SOLE   0 0 17,605
SPDR GOLD TRUST GOLD SHS Exchange Traded Fund 78463V107 358 2,949 SH   SOLE   0 0 2,949
SPDR INDEX SHS FDS EMERG MKTS ETF Exchange Traded Fund 78463X509 2,091 28,861 SH   SOLE   0 0 28,861
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 4,370 17,313 SH   SOLE   0 0 17,313
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP Exchange Traded Fund 78467Y107 2,678 8,173 SH   SOLE   0 0 8,173
SPDR SER TR NUVEEN BLMBRG SR Exchange Traded Fund 78468R739 1,571 32,339 SH   SOLE   0 0 32,339
SPDR SER TR NUVEEN BRC MUNIC Exchange Traded Fund 78468R721 211 4,330 SH   SOLE   0 0 4,330
SPDR SERIES TRUST BLOMBRG BRC AGRT Exchange Traded Fund 78464A649 1,901 32,946 SH   SOLE   0 0 32,946
SPDR SERIES TRUST BLOOMBERG BRCLYS Exchange Traded Fund 78464A417 261 7,013 SH   SOLE   0 0 7,013
SPDR SERIES TRUST DJ REIT ETF Exchange Traded Fund 78464A607 266 2,879 SH   SOLE   0 0 2,879
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD Exchange Traded Fund 921932703 665 6,361 SH   SOLE   0 0 6,361
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL Exchange Traded Fund 921932778 586 4,573 SH   SOLE   0 0 4,573
VANGUARD BD INDEX FD INC INTERMED TERM Exchange Traded Fund 921937819 1,639 19,364 SH   SOLE   0 0 19,364
VANGUARD BD INDEX FD INC LONG TERM BOND Exchange Traded Fund 921937793 2,630 28,056 SH   SOLE   0 0 28,056
VANGUARD BD INDEX FD INC SHORT TRM BOND Exchange Traded Fund 921937827 2,552 31,978 SH   SOLE   0 0 31,978
VANGUARD BD INDEX FD INC TOTAL BND MRKT Exchange Traded Fund 921937835 1,701 20,765 SH   SOLE   0 0 20,765
VANGUARD CHARLOTTE FDS INTL BD IDX ETF Exchange Traded Fund 92203J407 875 16,031 SH   SOLE   0 0 16,031
VANGUARD INDEX FDS GROWTH ETF Exchange Traded Fund 922908736 4,609 34,721 SH   SOLE   0 0 34,721
VANGUARD INDEX FDS MCAP GR IDXVIP Exchange Traded Fund 922908538 1,717 14,106 SH   SOLE   0 0 14,106
VANGUARD INDEX FDS MCAP VL IDXVIP Exchange Traded Fund 922908512 1,863 17,638 SH   SOLE   0 0 17,638
VANGUARD INDEX FDS MID CAP ETF Exchange Traded Fund 922908629 3,654 24,776 SH   SOLE   0 0 24,776
VANGUARD INDEX FDS REIT ETF Exchange Traded Fund 922908553 3,045 36,651 SH   SOLE   0 0 36,651
VANGUARD INDEX FDS S&P 500 ETF SHS Exchange Traded Fund 922908363 12,985 56,271 SH   SOLE   0 0 56,271
VANGUARD INDEX FDS SM CP VAL ETF Exchange Traded Fund 922908611 4,316 33,617 SH   SOLE   0 0 33,617
VANGUARD INDEX FDS SMALL CP ETF Exchange Traded Fund 922908751 1,207 8,545 SH   SOLE   0 0 8,545
VANGUARD INDEX FDS SML CP GRW ETF Exchange Traded Fund 922908595 1,216 7,967 SH   SOLE   0 0 7,967
VANGUARD INDEX FDS TOTAL STK MKT Exchange Traded Fund 922908769 9,095 70,228 SH   SOLE   0 0 70,228
VANGUARD INDEX FDS VALUE ETF Exchange Traded Fund 922908744 5,171 51,811 SH   SOLE   0 0 51,811
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF Exchange Traded Fund 922042858 2,057 47,211 SH   SOLE   0 0 47,211
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF Exchange Traded Fund 922042742 2,184 30,740 SH   SOLE   0 0 30,740
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Exchange Traded Fund 92206C409 2,959 36,935 SH   SOLE   0 0 36,935
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW Exchange Traded Fund 92206C623 837 6,438 SH   SOLE   0 0 6,438
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX Exchange Traded Fund 92206C664 803 6,733 SH   SOLE   0 0 6,733
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL Exchange Traded Fund 92206C649 429 3,972 SH   SOLE   0 0 3,972
VANGUARD STAR FD VG TL INTL STK F Exchange Traded Fund 921909768 1,515 27,691 SH   SOLE   0 0 27,691
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF Exchange Traded Fund 921943858 279 6,429 SH   SOLE   0 0 6,429
VANGUARD WORLD FDS CONSUM DIS ETF Exchange Traded Fund 92204A108 721 5,015 SH   SOLE   0 0 5,015
VANGUARD WORLD FDS CONSUM STP ETF Exchange Traded Fund 92204A207 400 2,871 SH   SOLE   0 0 2,871
VANGUARD WORLD FDS ENERGY ETF Exchange Traded Fund 92204A306 529 5,592 SH   SOLE   0 0 5,592
VANGUARD WORLD FDS FINANCIALS ETF Exchange Traded Fund 92204A405 638 9,726 SH   SOLE   0 0 9,726
VANGUARD WORLD FDS HEALTH CAR ETF Exchange Traded Fund 92204A504 598 3,916 SH   SOLE   0 0 3,916
VANGUARD WORLD FDS MATERIALS ETF Exchange Traded Fund 92204A801 222 1,722 SH   SOLE   0 0 1,722
VANGUARD WORLD FDS TELCOMM ETF Exchange Traded Fund 92204A884 549 5,906 SH   SOLE   0 0 5,906