CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
Cash and due from banks:
Noninterest-bearing	$ 26,798	$ 23,933
Interest-bearing	6,307	10,358
Total cash and cash equivalents	33,105	34,291
Interest bearing time deposits with other banks	3,820	3,820
Equity securities	1,834	1,815
Available-for-sale securities	448,286	444,741
Loans held for sale	5,874	9,393
Loans (net of allowance for credit losses: 2026 $22,894 and 2025, $22,806)	2,275,328	2,327,816
Premises and equipment	20,715	20,998
Accrued interest receivable	10,941	10,698
Goodwill	85,758	85,758
Bank owned life insurance	74,071	51,501
Other intangibles	2,073	2,221
Derivative assets	7,104	6,927
Deferred tax asset	12,240	11,440
Other assets	45,329	53,145
TOTAL ASSETS	3,026,478	3,064,564
Deposits:
Noninterest-bearing	509,638	516,657
Interest-bearing	1,931,547	1,860,322
Total deposits	2,441,185	2,376,979
Borrowed funds	198,738	309,448
Accrued interest payable	3,748	3,130
Derivative liabilities	4,186	4,100
Other liabilities	35,043	32,856
TOTAL LIABILITIES	2,682,900	2,726,513
STOCKHOLDERS’ EQUITY:
$1.00 par value; authorized 3,000,000 shares at March 31, 2026 and December 31, 2025; none issued in 2026 or 2025	0	0
$1.00 par value; authorized 25,000,000 shares at March 31, 2026 and December 31, 2025, issued 5,256,083 at March 31, 2026 and 5,255,807 at December 31, 2025	5,256	5,256
Additional paid-in capital	147,986	147,965
Retained earnings	221,597	213,623
Accumulated other comprehensive loss	(14,682)	(12,377)
Treasury stock, at cost: 451,147 shares at March 31, 2026 and 448,7272 shares at December 31, 2025	(16,579)	(16,416)
TOTAL STOCKHOLDERS’ EQUITY	343,578	338,051
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 3,026,478	$ 3,064,564