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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash Flows from Operating Activities:      
Net income $ 36,572 $ 27,818 $ 17,811
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for credit losses 2,375 2,587 5,528
Depreciation and amortization 2,104 1,806 1,520
Amortization and accretion of loans and other assets (3,810) (3,186) (3,119)
Amortization and accretion on investment securities 618 1,372 1,581
Deferred income taxes 797 1,771 595
Equity security (gains) losses, net (67) (145) 144
Available for sale security (gains) losses, net 0 0 51
Earnings on bank owned life insurance (1,433) (1,684) (1,254)
Stock awards 625 412 309
Originations of loans held for sale (153,519) (155,379) (87,323)
Proceeds from sales of loans held for sale 155,948 157,365 90,782
Realized gains on loans sold (2,290) (2,316) (1,452)
Realized gains on sale of Braavo 0 (1,102) 0
(Increase) decrease in accrued interest receivable (391) 736 (1,485)
Increase (decrease) in accrued interest payable (1,563) 395 2,181
Other, net 568 2,732 668
Net cash provided by operating activities 36,534 33,182 26,537
Cash Flows from Investing Activities:      
Proceeds from sales of available-for-sale securities 0 0 86,504
Proceeds from maturity and principal repayments of securities 78,806 62,858 27,007
Purchase of securities (82,406) (70,423) (10,246)
Proceeds from sale of equity securities 0 335 127
Proceeds from redemption of Regulatory Stock 33,638 28,072 24,915
Purchase of Regulatory Stock (35,859) (27,599) (29,127)
Net increase in loans (33,481) (70,245) (43,951)
Purchase of interest bearing time deposits 0 (100) (100)
Proceeds from matured interest bearing time deposits with other banks 0 350 2,085
Purchase of premises, equipment and software (1,296) (1,314) (2,617)
Proceeds from sale of premises and equipment 12 0 0
Proceeds from bank owned life insurance 272 1,241 1,098
Investments in low income housing partnerships 0 0 (1,470)
Proceeds from sale of foreclosed assets held for sale 238 567 335
Proceeds from sale of Braavo assets 0 7,185 0
Acquisition, net of cash paid 0 0 4,905
Net cash (used in) provided by investing activities (40,076) (69,073) 59,465
Cash Flows from Financing Activities:      
Net (decrease) increase in deposits (5,049) 60,548 (56,092)
Proceeds from long-term borrowings 0 0 40,000
Repayments of long-term borrowings (42,000) (35,000) 0
Net increase (decrease) in short-term borrowed funds 52,705 9,279 (34,569)
Purchase of treasury stock (358) (202) (265)
Purchase of restricted stock (187) (64) 0
Sale of treasury stock 0 0 34
Issuance of common stock for employee stock purchase plan 68 16 0
Dividends paid (9,548) (9,302) (8,503)
Net cash (used in) provided by financing activities (4,369) 25,275 (59,395)
Net (decrease) increase in cash and cash equivalents (7,911) (10,616) 26,607
Cash and Cash Equivalents at Beginning of Year 42,202 52,818 26,211
Cash and Cash Equivalents at End of Year 34,291 42,202 52,818
Supplemental Disclosures of Cash Flow Information:      
Interest paid 62,730 67,466 44,677
Income taxes paid 6,590 2,826 5,130
Non-cash activities:      
Stock dividend 2,844 2,048 3,021
Real estate acquired in settlement of loans 40 2,635 147
Investments matured and not settled included in other assets 0 0 8,000
Investments in low income housing included in other assets and liabilities 0 0 6,530
Right of use asset and liability 2,065 306 28
CECL adjustment 0 0 3,300
Non-cash assets acquired      
Goodwill 85,758 85,758  
HV Bancorp, Inc. [Member]      
Non-cash assets acquired      
Available-for-sale securities 0 0 79,248
Interest bearing time deposits with other banks 0 0  
Loans held fo sale 0 0 10,750
Loans 0 0 475,338
Premises and equipment 0 0 2,310
Accrued interest receivable 0 0 2,226
Bank owned life insurance 0 0 10,387
Intangibles 0 0 2,972
Deferred tas asset 0 0 7,706
Other assets 0 0 18,213
Goodwill 0 0 54,382
Total non-cash assets acquired 0 0 663,532
Liabilities assumed      
Noninterest-bearing deposits 0 0 197,549
Interest-bearing deposits 0 0 335,815
Accrued interest payable 0 0 885
Borrowed funds 0 0 58,647
Other liabilities 0 0 11,988
Total liabilities assumed 0 0 604,884
Net non-cash assets acquired 0 0 58,648
Cash and cash equivalents acquired $ 0 $ 0 $ 18,017