SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2025

SEGMENT REPORTING [Abstract]

Segment Information

Accounting policies for the segment are the same as those described in Note 1. The measure of segment assets is reported on the balance sheet as total consolidated assets. Segment performance is evaluated using consolidated net income. Information reported internally for performance assessment by the chief operating decision maker follows, inclusive of reconciliations of significant segment totals to the consolidated financial statements (in thousands):

	Community Banking
	2025		2024		2023
Total Interest and Dividend Income	$	159,168	$	154,317	$	127,118
Total non-interest income		14,344		15,401		11,605
Total Consolidated Revenues		173,512		169,718		138,723
Less:
Interest Expense		61,167		67,862		46,858
Segment net interest income and non-interest income		112,345		101,856		91,865
Less:
Provision for credit losses		2,375		2,587		5,528
Salaries and employee benefits		39,402		39,347		34,990
Occupancy		5,299		5,013		4,123
Other segment expenses		20,181		21,226		25,709
Income Taxes		8,516		5,865		3,704
Segment net income/consolidated net income	$	36,572	$	27,818	$	17,811