DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2025

DEPOSITS [Abstract]

Deposits

The following table shows the breakdown of deposits as of December 31, 2025 and 2024, by deposit type (in thousands):

	2025		2024
Non-interest-bearing deposits	$	516,657	$	532,776
Interest bearing demand deposits		25,576		18,004
NOW accounts		593,825		581,673
Savings deposits		286,554		292,918
Money market deposit accounts		480,509		434,856
Certificates of deposit		473,858		521,801
Total	$	2,376,979	$	2,382,028

Maturities of Certificates of Deposit

The following are maturities of certificates of deposit as of December 31, 2025 (in thousands):

2026	$	366,083
2027		56,357
2028		26,605
2029		11,369
2030		8,087
Thereafter		5,357
Total certificates of deposit	$	473,858