DEPOSITS

12 Months Ended

Dec. 31, 2025

DEPOSITS [Abstract]

DEPOSITS

9. DEPOSITS

The following table shows the breakdown of deposits as of December 31, 2025 and 2024, by deposit type (in thousands):

	2025		2024
Non-interest-bearing deposits	$	516,657	$	532,776
Interest bearing demand deposits		25,576		18,004
NOW accounts		593,825		581,673
Savings deposits		286,554		292,918
Money market deposit accounts		480,509		434,856
Certificates of deposit		473,858		521,801
Total	$	2,376,979	$	2,382,028

Certificates of deposit of $250,000 or more amounted to $138,366,000 and $191,015,000 at December 31, 2025 and 2024, respectively. Brokered deposits totaled $60,000,000 and $93,055,000 as of December 31, 2025 and 2024, respectively.

The following are maturities of certificates of deposit as of December 31, 2025 (in thousands):

2026	$	366,083
2027		56,357
2028		26,605
2029		11,369
2030		8,087
Thereafter		5,357
Total certificates of deposit	$	473,858