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RELATED PARTY TRANSACTIONS (Tables)
 12 Months Ended
Dec. 31, 2024
RELATED PARTY TRANSACTIONS [Abstract]  
Summary of Loan Activity with Officers, Directors, Stockholders and Associates

Certain executive officers and directors of the Company, or companies in which they have 10 percent or more beneficial ownership, were indebted to the Bank. A summary of loan activity for the years ended December 31, 2024 and 2023 with officers, directors, stockholders and associates of such persons is listed below (in thousands):

 
Year Ended December 31,
  
   
2024
    
2023
  
Balance, beginning of year
  
$
12,915
    
$
9,592
  
New loans
    
3,388
      
7,786
  
Repayments
    
(5,318
)
    
(4,463
)
Balance, end of year
  
$
10,985
    
$
12,915
  
                 
Letter of credit
   $ 10     $ 1,663