REVENUE RECOGNITION (Tables)

12 Months Ended

Dec. 31, 2024

REVENUE RECOGNITION [Abstract]

Disaggregation of Revenue Derived from Contracts with Customers

The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows for the years ended December 31, 2024, 2023 and 2022 (in thousands). All revenue in the table below relates to goods and services transferred at a point in time.

Revenue stream
Service charges on deposit accounts	2024		2023		2022
Overdraft fees	$	1,612	$	1,501	$	1,374
Statement fees		181		194		208
Interchange revenue		3,382		3,246		3,226
ATM income		134		138		229
Other service charges		440		560		309
Total Service Charges		5,749		5,639		5,346
Trust		816		764		803
Brokerage and insurance		2,381		1,924		1,895
Other		664		645		543
Total	$	9,610	$	8,972	$	8,587