CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME:
Interest and fees on loans	$ 35,133	$ 22,549
Interest-bearing deposits with banks	243	71
Investment securities:
Taxable	1,624	1,556
Nontaxable	532	617
Dividends	401	314
TOTAL INTEREST INCOME	37,933	25,107
INTEREST EXPENSE:
Deposits	12,321	3,939
Borrowed funds	4,654	3,088
TOTAL INTEREST EXPENSE	16,975	7,027
NET INTEREST INCOME	20,958	18,080
Provision for credit losses	785	0
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	20,173	18,080
NON-INTEREST INCOME:
Service charges	1,372	1,211
Trust	244	230
Brokerage and insurance	665	514
Gains on loans sold	417	45
Equity security gains (losses), net	55	(218)
Gain on sale of Braavo division	1,102	0
Earnings on bank owned life insurance	668	218
Other	448	174
TOTAL NON-INTEREST INCOME	4,971	2,174
NON-INTEREST EXPENSES:
Salaries and employee benefits	10,290	7,677
Occupancy	1,324	835
Furniture and equipment	236	151
Professional fees	703	381
FDIC insurance	525	300
Pennsylvania shares tax	310	298
Amortization of intangibles	149	31
Merger and acquisition	0	244
Software expenses	514	351
ORE (income) expenses	(13)	26
Other	2,605	1,484
TOTAL NON-INTEREST EXPENSES	16,643	11,778
Income before provision for income taxes	8,501	8,476
Provision for income taxes	1,477	1,609
NET INCOME	$ 7,024	$ 6,867
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.49	$ 1.71
Net Income - Diluted (in dollars per share)	1.49	1.71
Cash Dividends Paid (in dollars per share)	$ 0.49	$ 0.48
Number of shares used in computation - basic (in shares)	4,701,853	4,005,370
Number of shares used in computation - diluted (in shares)	4,701,853	4,005,375