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REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2023
REGULATORY MATTERS [Abstract]  
Capital Ratios under Banking Regulations The following table provides the Bank’s computed risk‑based capital ratios as of December 31, 2022, which reflects the Bank being well capitalized on that date (dollars in thousands):


   
Actual
    
For Capital Adequacy Purposes
    
To Be Well Capitalized Under
Prompt Corrective Action Provisions
  
2022
  
Amount
    
Ratio
    
Amount
    
Ratio
    
Amount
    
Ratio
  
Total Capital (to Risk Weighted Assets):
  
Company
  
$
238,966
      
12.87
%
  
$
148,567
      
8.00
%
  
$
185,709
      
10.00
%
  Bank
  
$
222,714
      
12.01
%
  
$
148,348
      
8.00
%
  
$
185,435
      
10.00
%
                                                 
Tier 1 Capital (to Risk Weighted Assets):
  
Company
  
$
210,250
      
11.32
%
  
$
111,425
      
6.00
%
  
$
148,567
      
8.00
%
  Bank
  
$
203,998
      
11.00
%
  
$
111,261
      
6.00
%
  
$
148,348
      
8.00
%
                                                 
Common Equity Tier 1 Capital (to Risk Weighted Assets):
  
Company
  
$
202,750
      
10.92
%
  
$
83,569
      
4.50
%
  
$
120,711
      
6.50
%
  Bank
  
$
203,998
      
11.00
%
  
$
83,446
      
4.50
%
  
$
120,533
      
6.50
%
                                                 
Tier 1 Capital (to Average Assets):
  
Company
  
$
210,250
      
9.03
%
  
$
93,161
      
4.00
%
  
$
116,451
      
5.00
%
  Bank
  
$
203,998
      
8.77
%
  
$
93,075
      
4.00
%
  
$
116,344
      
5.00
%