CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST INCOME:
Interest and fees on loans	$ 22,549	$ 15,920
Interest-bearing deposits with banks	71	116
Investment securities:
Taxable	1,556	1,112
Nontaxable	617	583
Dividends	314	84
TOTAL INTEREST INCOME	25,107	17,815
INTEREST EXPENSE:
Deposits	3,939	1,275
Borrowed funds	3,088	278
TOTAL INTEREST EXPENSE	7,027	1,553
NET INTEREST INCOME	18,080	16,262
Provision for credit losses	0	250
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	18,080	16,012
NON-INTEREST INCOME:
Service charges	1,211	1,248
Trust	230	249
Brokerage and insurance	514	481
Gains on loans sold	45	105
Equity security losses, net	(218)	(45)
Available for sale security gains, net	0	0
Earnings on bank owned life insurance	218	207
Other	174	186
TOTAL NON-INTEREST INCOME	2,174	2,431
NON-INTEREST EXPENSES:
Salaries and employee benefits	7,677	6,913
Occupancy	835	794
Furniture and equipment	151	129
Professional fees	381	339
FDIC insurance	300	135
Pennsylvania shares tax	298	339
Amortization of intangibles	31	40
Merger and acquisition	244	0
Software expenses	351	341
ORE expense (income)	26	(367)
Other	1,484	1,568
TOTAL NON-INTEREST EXPENSES	11,778	10,231
Income before provision for income taxes	8,476	8,212
Provision for income taxes	1,609	1,472
NET INCOME	$ 6,867	$ 6,740
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.73	$ 1.69
Net Income - Diluted (in dollars per share)	1.73	1.69
Cash Dividends Paid (in dollars per share)	$ 0.485	$ 0.47
Number of shares used in computation - basic (in shares)	3,966,161	3,977,911
Number of shares used in computation - diluted (in shares)	3,966,166	3,977,968