REVENUE RECOGNITION (Tables)

12 Months Ended

Dec. 31, 2022

REVENUE RECOGNITION [Abstract]

Disaggregation of Revenue Derived from Contracts with Customers

The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows for the years ended December 31, 2022, 2021 and 2020 (in thousands). All revenue in the table below relates to goods and services transferred at a point in time.

Revenue stream
Service charges on deposit accounts	2022		2021		2020
Overdraft fees	$	1,374	$	1,111	$	1,171
Statement fees		208		225		207
Interchange revenue		3,226		2,801		2,287
ATM income		229		388		323
Other service charges		309		230		233
Total Service Charges		5,346		4,755		4,221
Trust		803		865		803
Brokerage and insurance		1,895		1,625		1,297
Other		543		492		339
Total	$	8,587	$	7,737	$	6,660