CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 21,185	$ 22,174
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,425	1,550
Depreciation and amortization	773	840
Amortization and accretion of loans and other assets	(1,386)	(3,376)
Amortization and accretion of investment securities	1,467	1,637
Deferred income taxes	86	964
Investment and equity securities losses (gains), net	204	(500)
Earnings on bank owned life insurance	(635)	(1,643)
Vesting of restricted stock	158	403
Originations of loans held for sale	(9,447)	(35,458)
Proceeds from sales of loans held for sale	12,864	47,648
Realized gains on loans sold	(241)	(1,109)
(Increase) decrease in accrued interest receivable	(1,309)	767
(Gain) loss on sale of foreclosed assets held for sale	(481)	25
Increase (decrease) in accrued interest payable	211	(194)
Other, net	(536)	(1,350)
Net cash provided by operating activities	24,338	32,378
Available-for-sale securities:
Proceeds from sales	4,492	29,198
Proceeds from maturity and principal repayments	28,553	40,734
Purchase of securities	(117,913)	(177,000)
Purchase of equity securities	(218)	0
Proceeds from sale of equity securities	33	0
Purchase of interest bearing time deposits with other banks	(3,720)	0
Proceeds from sale of interest bearing time deposits with other banks	2,733	0
Proceeds from matured interest bearing time deposits with other banks	5,954	2,484
Proceeds from life insurance	0	3,714
Proceeds from redemption of regulatory stock	3,811	3,957
Purchase of regulatory stock	(12,081)	(2,896)
Net increase in loans	(295,059)	(34,401)
Purchase of premises and equipment	(1,150)	(1,043)
Investments in low income housing partnerships	(949)	0
Proceeds from sale of foreclosed assets held for sale	845	1,095
Net cash used in investing activities	(384,669)	(134,158)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	32,559	152,111
Proceeds from long-term borrowings	0	9,869
Repayments of long-term borrowings	(4,725)	(21,800)
Net (decrease) increase in short-term borrowed funds	189,661	1,287
Purchase of treasury and restricted stock	(1,279)	(894)
Sale of treasury stock to employees	112	0
Dividends paid	(5,682)	(5,529)
Net cash provided by financing activities	210,646	135,044
Net (decrease) increase in cash and cash equivalents	(149,685)	33,264
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	172,833	68,707
CASH AND CASH EQUIVALENTS AT END OF PERIOD	23,148	101,971
Supplemental Disclosures of Cash Flow Information:
Interest paid	5,957	5,663
Income taxes paid	4,600	4,000
Loans transferred to foreclosed property	61	552
Right of use asset and liability	1,518	487
Stock Dividend	$ 2,560	$ 2,352