CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Cash and due from banks:
Noninterest-bearing		$ 21,519	$ 14,051
Interest-bearing		1,629	158,782
Total cash and cash equivalents		23,148	172,833
Interest bearing time deposits with other banks		6,055	11,026
Equity securities		2,257	2,270
Available-for-sale securities		445,222	412,402
Loans held for sale		1,280	4,554
Loans (net of allowance for loan losses: 2022 $18,291 and 2021, $17,304)		1,719,662	1,424,229
Premises and equipment		17,367	17,016
Accrued interest receivable		6,544	5,235
Goodwill	[1]	31,376	31,376
Bank owned life insurance		39,137	38,503
Other intangibles		1,371	1,627
Fair value of derivative instruments		17,674	4,011
Other assets		38,618	18,781
TOTAL ASSETS		2,349,711	2,143,863
Deposits:
Noninterest-bearing		381,380	358,073
Interest-bearing		1,487,331	1,478,078
Total deposits		1,868,711	1,836,151
Borrowed funds		258,922	73,977
Accrued interest payable		922	711
Other liabilities		29,726	20,532
TOTAL LIABILITIES		2,158,281	1,931,371
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at September 30, 2022 and December 31, 2021; none issued in 2022 or 2021		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at September 30, 2022 and December 31, 2021; issued 4,427,687 at September 30, 2022 and 4,388,901 at December 31, 2021		4,428	4,389
Additional paid-in capital		80,869	78,395
Retained earnings		158,953	146,010
Accumulated other comprehensive loss		(35,855)	(155)
Treasury stock, at cost: 456,345 shares at September 30, 2022 and 444,481 shares at December 31, 2021		(16,965)	(16,147)
TOTAL STOCKHOLDERS' EQUITY		191,430	212,492
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 2,349,711	$ 2,143,863

[1] Excludes fully amortized intangible assets