CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME:
Interest and fees on loans	$ 15,920	$ 16,694
Interest-bearing deposits with banks	116	106
Investment securities:
Taxable	1,112	850
Nontaxable	583	544
Dividends	84	101
TOTAL INTEREST INCOME	17,815	18,295
INTEREST EXPENSE:
Deposits	1,275	1,598
Borrowed funds	278	256
TOTAL INTEREST EXPENSE	1,553	1,854
NET INTEREST INCOME	16,262	16,441
Provision for loan losses	250	650
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	16,012	15,791
NON-INTEREST INCOME:
Service charges	1,248	1,106
Trust	249	307
Brokerage and insurance	481	376
Gains on loans sold	105	503
Equity security (losses) gains, net	(45)	187
Available for sale security gains, net	0	50
Earnings on bank owned life insurance	207	1,315
Other	186	391
TOTAL NON-INTEREST INCOME	2,431	4,235
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,913	6,263
Occupancy	794	783
Furniture and equipment	129	143
Professional fees	339	448
FDIC insurance	135	129
Pennsylvania shares tax	339	339
Amortization of intangibles	40	49
Software expenses	341	313
ORE (income) expenses	(367)	86
Other	1,568	1,394
TOTAL NON-INTEREST EXPENSES	10,231	9,947
Income before provision for income taxes	8,212	10,079
Provision for income taxes	1,472	1,616
NET INCOME	$ 6,740	$ 8,463
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.71	$ 2.14
Net Income - Diluted (in dollars per share)	1.71	2.14
Cash Dividends Paid (in dollars per share)	$ 0.475	$ 0.460
Number of shares used in computation - basic (in shares)	3,939,125	3,948,446
Number of shares used in computation - diluted (in shares)	3,939,182	3,948,446