CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Cash and due from banks:
Noninterest-bearing		$ 30,934	$ 14,051
Interest-bearing		83,181	158,782
Total cash and cash equivalents		114,115	172,833
Interest bearing time deposits with other banks		10,528	11,026
Equity securities		2,444	2,270
Available-for-sale securities		461,471	412,402
Loans held for sale		644	4,554
Loans (net of allowance for loan losses: 2022 $17,556 and 2021, $17,304)		1,461,139	1,424,229
Premises and equipment		16,852	17,016
Accrued interest receivable		5,414	5,235
Goodwill	[1]	31,376	31,376
Bank owned life insurance		38,710	38,503
Other intangibles		1,547	1,627
Other assets		33,647	22,792
TOTAL ASSETS		2,177,887	2,143,863
Deposits:
Noninterest-bearing		366,820	358,073
Interest-bearing		1,512,270	1,478,078
Total deposits		1,879,090	1,836,151
Borrowed funds		68,214	73,977
Accrued interest payable		714	711
Other liabilities		27,124	20,532
TOTAL LIABILITIES		1,975,142	1,931,371
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at March 31, 2022 and December 31, 2021; none issued in 2022 or 2021		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at March 31, 2022 and December 31, 2021; issued 4,388,901 at March 31, 2022 and December 31, 2021		4,389	4,389
Additional paid-in capital		78,396	78,395
Retained earnings		150,876	146,010
Accumulated other comprehensive loss		(14,765)	(155)
Treasury stock, at cost: 444,554 shares at March 31, 2022 and 444,481 shares at December 31, 2021		(16,151)	(16,147)
TOTAL STOCKHOLDERS' EQUITY		202,745	212,492
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 2,177,887	$ 2,143,863

[1] Excludes fully amortized intangible assets