CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands		Sep. 30, 2021	Dec. 31, 2020
Cash and due from banks:
Noninterest-bearing		$ 17,466	$ 16,374
Interest-bearing		84,505	52,333
Total cash and cash equivalents		101,971	68,707
Interest bearing time deposits with other banks		11,274	13,758
Equity securities		2,219	1,931
Available-for-sale securities		397,043	295,189
Loans held for sale		3,199	14,640
Loans (net of allowance for loan losses: 2021, $17,334 and 2020, $15,815)		1,425,574	1,389,466
Premises and equipment		17,201	16,948
Accrued interest receivable		5,231	5,998
Goodwill	[1]	31,376	31,376
Bank owned life insurance		30,518	32,589
Other intangibles		1,677	1,668
Other assets		19,920	19,404
TOTAL ASSETS		2,047,203	1,891,674
Deposits:
Noninterest-bearing		357,078	303,762
Interest-bearing		1,383,891	1,285,096
Total deposits		1,740,969	1,588,858
Borrowed funds		78,200	88,838
Accrued interest payable		823	1,017
Other liabilities		18,244	18,702
TOTAL LIABILITIES		1,838,236	1,697,415
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at September 30, 2021 and December 31, 2020; none issued in 2021 or 2020		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at September 30, 2021 and December 31, 2020; issued 4,388,901 at September 30, 2021 and 4,350,342 at December 31, 2020		4,389	4,350
Additional paid-in capital		78,370	75,908
Retained earnings		140,920	126,627
Accumulated other comprehensive income		969	2,587
Treasury stock, at cost: 436,820 shares at September 30, 2021and 428,492 shares at December 31, 2020		(15,681)	(15,213)
TOTAL STOCKHOLDERS' EQUITY		208,967	194,259
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 2,047,203	$ 1,891,674

[1] Excludes fully amortized intangible assets