CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Cash and due from banks:
Noninterest-bearing		$ 17,403	$ 16,374
Interest-bearing		90,791	52,333
Total cash and cash equivalents		108,194	68,707
Interest bearing time deposits with other banks		12,266	13,758
Equity securities		2,148	1,931
Available-for-sale securities		369,002	295,189
Loans held for sale		5,282	14,640
Loans (net of allowance for loan losses: 2021, $16,931 and 2020, $15,815)		1,398,178	1,389,466
Premises and equipment		17,243	16,948
Accrued interest receivable		5,564	5,998
Goodwill	[1]	31,376	31,376
Bank owned life insurance		30,353	32,589
Other intangibles		1,705	1,668
Other assets		21,989	19,404
TOTAL ASSETS		2,003,300	1,891,674
Deposits:
Noninterest-bearing		339,414	303,762
Interest-bearing		1,342,973	1,285,096
Total deposits		1,682,387	1,588,858
Borrowed funds		97,830	88,838
Accrued interest payable		789	1,017
Other liabilities		17,875	18,702
TOTAL LIABILITIES		1,798,881	1,697,415
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at June 30, 2021 and December 31, 2020; none issued in 2021 or 2020		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at June 30, 2021 and December 31, 2020; issued 4,388,901 at June 30, 2021 and 4,350,342 at December 31, 2020		4,389	4,350
Additional paid-in capital		78,412	75,908
Retained earnings		135,714	126,627
Accumulated other comprehensive income		1,610	2,587
Treasury stock, at cost: 437,328 shares at June 30, 2021 and 428,492 shares at December 31, 2020		(15,706)	(15,213)
TOTAL STOCKHOLDERS' EQUITY		204,419	194,259
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 2,003,300	$ 1,891,674

[1] Excludes fully amortized intangible assets